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What is JD.COM's cash treasure? Is it risky to deposit money in cash treasure?
What is cash treasure?

Cash treasure is the entrusted management product of Ping An Bank (Fu Ying No.5 portfolio), not a deposit or a fund.

Is it risky to deposit in cash treasure?

Deposited in cash treasure means buying Fu Ying No.5 portfolio, which is a current product with non-guaranteed floating income and low risk.

What is the calculation method of cash treasure's income?

Buy cash treasure before T-day 15:00, confirm the share on T+ 1 day, and calculate the income. Cash treasure's annualized rate of return in recent 7 days is 4.0904%.

Cash treasure can be divided into "ordinary transfer out" and "quick transfer out" when redeeming.

Ordinary transfer-out: unlimited amount and times; If the transfer is successful before T day 15:00, you will enjoy the income of the transfer day, and the money will be received at 24:00 on T+ 1 day; Transfer-out succeeded after 5: 00 on t day/kloc-0, and it was received before 24:00 on t+/kloc-0.

Fast transfer: 8:00- 15:00 on t day, with a daily limit of 50,000 yuan, and the fastest real-time receipt.

The above T-days refer to the trading days of the CSRC, with 15:00 as the boundary, 15:00 and before are T-days, and after 15:00 are T+ 1 days. Weekends and legal holidays are not trading days.

It should be noted that the initial deposit amount is 1 1,000 yuan, that is, at least 1 1,000 yuan can be deposited in the cash treasure.