Cash treasure is the entrusted management product of Ping An Bank (Fu Ying No.5 portfolio), not a deposit or a fund.
Is it risky to deposit in cash treasure?
Deposited in cash treasure means buying Fu Ying No.5 portfolio, which is a current product with non-guaranteed floating income and low risk.
What is the calculation method of cash treasure's income?
Buy cash treasure before T-day 15:00, confirm the share on T+ 1 day, and calculate the income. Cash treasure's annualized rate of return in recent 7 days is 4.0904%.
Cash treasure can be divided into "ordinary transfer out" and "quick transfer out" when redeeming.
Ordinary transfer-out: unlimited amount and times; If the transfer is successful before T day 15:00, you will enjoy the income of the transfer day, and the money will be received at 24:00 on T+ 1 day; Transfer-out succeeded after 5: 00 on t day/kloc-0, and it was received before 24:00 on t+/kloc-0.
Fast transfer: 8:00- 15:00 on t day, with a daily limit of 50,000 yuan, and the fastest real-time receipt.
The above T-days refer to the trading days of the CSRC, with 15:00 as the boundary, 15:00 and before are T-days, and after 15:00 are T+ 1 days. Weekends and legal holidays are not trading days.
It should be noted that the initial deposit amount is 1 1,000 yuan, that is, at least 1 1,000 yuan can be deposited in the cash treasure.