1. Different card colors: In order to distinguish different levels of credit cards, ICBC generally uses yellow as the main color for ICBC regular cards and gold as the main color for ICBC gold cards.
2. Different credit limits: The credit limit of ICBC credit cards is generally between 1,000 and 10,000 yuan, while the credit limit of gold cards is generally between 10,000 and 50,000 yuan.
3. The annual fee charging standards are different: the annual fee for ICBC credit cards is 50 yuan per card per year for regular credit cards, and the annual fee for gold cards is generally 100 yuan per card per year.
Industrial and COMMERCIAL BANK OF CHINA (ICBC, ICBC) was established on January 1, 1984. The head office is located at No. 55 Fuxingmennei Street, Beijing. The basic mission of the Industrial and Commercial Bank of China is to raise social funds through domestic and foreign financing activities in accordance with national laws and regulations, strengthen credit fund management, support enterprise production and technological transformation, and contribute to my country's economic construction. Serve.
As the commercial bank with the largest assets in China, after 29 years of reform and development, ICBC has entered the track of coordinated development of quality, efficiency and scale. The Industrial and Commercial Bank of China Headquarters Building was designed by SOM Design Office of the United States. It is 13 floors high and has a construction area of ??nearly 130,000 square meters. It is divided into two parts: a rectangular area and an arc area, connected by a sky bridge in the middle.
In February 2017, Brand Finance released the list of the top 500 global brands in 2017, with Industrial and Commercial Bank of China ranking 10th. On June 20, 2018, the "China's 500 Most Valuable Brands" analysis report was released, and ICBC ranked 4th. In July 2018, the British "Banker" magazine released a list of the top 1000 global banks in 2018, with Industrial and Commercial Bank of China ranking first.
Ranked 26th among Fortune Global 500 companies in 2018. On December 18, 2018, the "Top 500 World Brands 2018" compiled by the World Brand Laboratory was announced, and ICBC ranked 43rd. On June 26, 2019, eight banks including the Industrial and Commercial Bank of China were among the first to launch online enterprise information verification systems.
ICBC is the largest credit card issuer in China and one of the issuers with the most complete range of credit card brands. New products such as Euro Credit Card, Peony Express Business Card, Peony UnionPay Card, Peony Sports Card, and the new version of Peony Transportation Card have been launched successively; the establishment of channels such as business outlet service system and VIP customer service center has been promoted; the Bank has actively selected overseas institutions to issue cards as agents, and further strengthened cooperation with Cooperation with international card organizations.
While the number of chip card issuances and transaction volume continues to grow, the application areas of ICBC chip cards are also expanding, bringing many conveniences to residents' daily lives. The industrial cooperation scope of ICBC chip cards has covered various characteristic fields such as transportation management, railway tickets, highways, commercial co-branding, social security and medical insurance. Through industry cooperation, ICBC's various chip cards have achieved "one card for multiple uses". Cardholders can not only use it for consumer payments, but also enjoy life services such as aviation, railways, buses, highways, and social security. Value-added services.