With the approval of the China Banking Regulatory Commission (referred to as the China Banking Regulatory Commission), the Postal Savings Bank can operate some or all of the following financial businesses. ①Absorb local and foreign currency savings deposits. ② Handle exchange. ③Engage in bank card (debit card) business. ④ Act as an agent to collect and pay payments. Including agency payment of wages and social security funds, agency for various utility charges and agency for tax collection, etc. ⑤ Act as an agent to issue and redeem government bonds. ⑥Agent to buy and sell foreign exchange. ⑦Insurance agency. ⑧ Act as an agent for specific business of policy banks, commercial banks and other financial institutions. ⑨ Handle large agreement deposits from policy banks, Chinese-funded commercial banks and rural credit cooperatives. ⑩Buy and sell government bonds, financial bonds and central bank bills. Underwriting government bonds and policy financial bonds. Provide personal deposit certificate services. Safe deposit box service available. Handle online banking services. Other businesses approved by the China Banking Regulatory Commission, such as granting loans and small credit loans.