It's true. It is true that the loan to buy a house can be refunded, because the personal income tax provides six special additional deductions, including the interest on housing loans. Of course, it should be noted that only taxpayers or their spouses can apply for tax refund if they use personal housing loans or housing accumulation funds from commercial banks to buy houses for themselves or their spouses in China. In short, taxpayers can only enjoy a first home loan interest deduction. In addition, the maximum deduction period does not exceed 240 months.