Pet insurance is an insurance product that provides protection for pet owners to cope with the risks that pets may face, such as accidents, diseases and third-party liabilities. There are many kinds of pet insurance in the market, and the common ones are as follows:

1. Pet medical insurance: This kind of insurance mainly covers the medical expenses of pets, including outpatient service, hospitalization and surgery. When applying for insurance, the deductible and compensation ratio are usually set. When the pet's medical expenses exceed the deductible, the insurance company will pay in accordance with the agreed proportion.

2. Pet third party liability insurance: This kind of insurance mainly covers personal injury or property loss caused by pets to third parties. For example, if a pet bites someone or damages someone else's property, the insurance company will make compensation according to the contract.

3. Pet accident insurance: This kind of insurance is mainly aimed at unexpected risks that pets may face, such as traffic accidents, falls and poisoning. When applying for insurance, the deductible and compensation ratio are usually set. When a pet encounters an accidental injury, the insurance company will pay compensation according to the agreement.

4. Pet death insurance: This kind of insurance is mainly aimed at the risk of pet death or disappearance. When the death or disappearance of a pet meets the conditions stipulated in the contract, the insurance company will pay compensation according to the agreement.

5. Pet infectious disease insurance: This kind of insurance is mainly aimed at highly contagious diseases that pets may be infected with, such as canine distemper and cat plague. When applying for insurance, the deductible and compensation ratio are usually set. When the pet is diagnosed as an infectious disease as agreed in the contract, the insurance company will pay compensation as agreed.

It should be noted that different insurance companies may have different pet insurance products. When applying for insurance, you should know the insurance clauses and coverage in detail and choose insurance products suitable for your pet. At the same time, when buying pet insurance, we should also pay attention to the limits such as deductible, compensation ratio and insurance age, so as to make a wise choice when buying insurance.