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Is ICBC Peony Card a savings card or a credit card?
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ICBC Peony Link Card is a bank card launched by ICBC on the basis of comprehensive integration of e-banking services. It is a multifunctional bank card with fully upgraded functions, which can provide you with personal settlement, e-banking, investment and wealth management and various daily convenience services. You can apply for ICBC Peony Card in real time at ICBC outlets with your valid ID card.

The annual fee for handling ICBC Peony Link Card is 10 yuan, and the average daily balance is less than that of ICBC Peony Link Card 300 yuan, and the small account management fee is charged according to 3 yuan/quarter.

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Precautions:

1. ICBC Peony Link Card can be used for current deposits or directly deposited into time deposits of various maturities. Withdrawal can be handled with the card, which eliminates the inconvenience of deposit certificates.

2. In terms of currency, you can deposit not only ICBC Peony Link Card directly, but also foreign currencies such as Hong Kong dollars, British pounds, euros, Canadian dollars and Japanese yen. Of course, in terms of deposit term, you can choose demand deposits or time deposits with various maturities.

3. With your card and password, transfer money to your account in the same city or different places opened in ICBC through ICBC outlets, ATMs, online banking and telephone banking, and the transferred money will be received in real time. You can also transfer money to customer accounts of other banks through online banking.

4. ICBC Peony Link Card can be used as repayment loan and repayment account to handle various loan businesses. If there is a time deposit in the peony card account, you can use online banking to handle online loans. Deal with it immediately, put it in the account immediately, and repay it online, which is easy and convenient.

Baidu encyclopedia-peony card

Baidu Encyclopedia-Industrial and Commercial Bank of China

Baidu encyclopedia-savings card