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What conditions do auto financing companies need for loans? Do you specialize in auto finance for black households?
General car loans can be obtained not only in banks, but also in auto financing companies. What conditions do auto financing companies need for loans?

1. The applicant's ID card, household registration book, marriage certificate (provided by married people), bank account or salary certificate are required.

2. According to the different types of cars purchased, some people need real estate licenses, guarantors, etc. If you need a guarantor, you should also provide the same documents as the applicant, such as ID card, household registration book, marriage certificate (provided by married people), bank account or salary certificate.

3. Car buyers need to be at least 18 years old.

4. If you go to the bank for a loan to buy a car, you need to provide a guarantee approved by the bank. If the personal account of the car buyer is not local, it should also provide joint liability guarantee, and the bank will not accept the mortgage set by the car buyer for the car purchased by the loan.

There is no auto finance specifically for illegal households, if illegal households refer to people who have no household registration information, household registration card (resident registration card) and ID card in the national census. Then the black households can't make car loans because they don't meet the loan conditions of car loans. If it is a black bank account or a black credit account, you can try to apply for a loan from the bank through a loan company or find a loan company. Loan companies usually value collateral more than personal credit.