The bank cards issued by the Industrial and Commercial Bank of China are uniformly named Peony Cards. "Peony Card" is the first financial product trademark registered by Industrial and Commercial Bank of China.

ICBC Peony Psychic Card is one of the eight types of Peony card series products issued by ICBC.

The main functions of the ICBC Peony Psychic Card are as follows:

1. Deposit and withdraw cash. Most debit cards have local and foreign currency, fixed-term, current and other savings functions. Debit cards can be deposited and withdrawn at card-issuing bank outlets, self-service banks, and can also be withdrawn from ATM machines (cash machines) across the country and even around the world.

2. Transfer and remittance. Cardholders can transfer or remit money to other accounts through bank branches, online banking, self-service banking and other channels.

3. Spend by credit card. Cardholders can use their debit cards to make purchases at merchants.

4. Collection and payment. Debit cards can be used to pay wages and pay various fees (such as communication fees, water bills, electricity bills, gas bills, etc.).

5. Asset management. Wealth management products, open-end funds, insurance, personal foreign exchange transactions, precious metal transactions, etc. can all be signed, traded and settled through debit cards.

6. Other services. The services of many bank debit cards have extended beyond financial services, such as providing cardholders with airport VIP access, medical and health services, etc.

The above is the answer given by the editor of IAika to this question. For more credit card questions, please go to the IAICA website for consultation.