On June 5438+February 3, 20061,with the consent of the State Council, China Banking Regulatory Commission formally approved the establishment of China Postal Savings Bank.
On March 20th, 2007, the establishment ceremony of China Postal Savings Bank was held in Beijing. Postal Savings Bank was established by China Post Group Corporation, and the postal network is the support for the survival and development of Postal Savings Bank. Postal enterprises and postal savings banks will enjoy the opportunities and achievements brought by the reform, realize the synchronous development of network resources, cross-selling of products and business, realize the sustained, stable and coordinated development of postal enterprises and postal savings banks, and accelerate the promotion of postal savings to achieve a new leap.
Postal savings has been an important force in China's financial field since it resumed business on April 1986. After 2 1 year's rapid development, it has made great contributions to supporting national economic construction and serving the lives of urban and rural residents. At present, China has built a personal financial service network with the widest coverage in urban and rural areas and the largest transaction volume, with 36,000 savings outlets, 45,000 remittance outlets and 20,000 international remittance outlets. Among them, nearly 60% of savings outlets and 70% of exchange outlets are located in rural areas, which has become the main channel for communication between urban and rural residents' personal settlement.
By the end of 2006, the balance of postal savings deposits in China has reached 1.6 trillion yuan, ranking fifth in China. There are more than10.40 billion customers with green cards for postal savings, and the amount of personal settlement handled by postal savings and remittances exceeds 210.3 trillion yuan each year, of which the funds remitted from cities to rural areas reach10.3 trillion yuan. Postal savings insurance customers are nearly 25 million, accounting for one-fifth of the entire bank insurance market. The scale of independent use of local and foreign currency funds of postal savings is close to 1 trillion yuan. The postal savings computer system operates safely and stably, the success rate of inter-bank transactions ranks among the top in the country, and the transaction error rate keeps the lowest level in the country.
Postal savings pays attention to the development of diversified financial products, and has now formed a debt business with local and foreign currency savings deposits as the main body; Remittance and transfer business at home and abroad, intermediary business in the form of bank card, agency insurance and securities, collection and payment; As well as asset business with inter-bank bond market business, large amount of agreed deposits, syndicated loans and micro-loans as the main channels.
Postal Savings Bank of China Co., Ltd. inherits the postal finance business operated by the former State Post Bureau and China Post Group Corporation and the assets and liabilities arising therefrom, and will continue to engage in the examination and approval of the original business scope and business license documents, and continue to use the original trademark and consulting service telephone number. All business goes on as usual, and customers don't need to go through any change procedures. [Edit this paragraph] The significance of the establishment of China Postal Savings Bank The establishment of China Postal Savings Bank is another major stage achievement of China's postal system reform, and it is also another important new achievement of financial system reform under the guidance of the national financial supervision department. The establishment of China Postal Savings Bank will further promote the development of China's banking industry and improve the banking system, accelerate the construction of a new socialist countryside and support the development of China's national economy and social undertakings. After the establishment of China Postal Savings Bank, according to the corporate governance structure and the management requirements of commercial banks, it will continue to rely on the postal network, enrich business varieties, broaden marketing channels, improve service functions, and further devote itself to building a financial service network connecting urban and rural areas and covering the whole country; Committed to building a modern bank with sufficient capital, strict internal control, safe operation and strong competitiveness, and making new contributions to building a harmonious socialist society. [Edit this paragraph] Basic information of China Postal Savings Bank Co., Ltd. Company name: Chinese: "China Postal Savings Bank Co., Ltd."; China Postal Savings Bank for short. English: "China Postal Savings Bank"; English abbreviation "PSBC". The registered address of the company is:No. 13 1, Xuanwumen West Street, Xicheng District, Beijing.
The first president of China Postal Savings Bank was Tao Liming, and the first chairman was Liu Andong.