To lock in operational risks during mergers and acquisitions, companies must first maintain the exclusivity of their registered trademarks and industry technologies. At the same time, taking relevant measures to keep good files and retain technical talents can lock in business risks.
Enterprise operating risks usually mainly include the following five types:
1. Policy risk:
Refers to the impact of changes in national policies on industries and products (macro Economic regulation and industrial policy guidance).
2. Market risk:
Refers to whether the company's products are marketable in the market and whether they have market competitiveness (technology, quality, service, sales channels and methods, etc.) .
3. Financial risk:
It refers to the difficulty or even bankruptcy caused by poor management of the enterprise (capital structure, asset-liability ratio, receivables and payables, cash flow problems, etc. ).
4. Legal risks:
It is due to careless signing of contracts and falling into contract traps, causing serious economic losses to the enterprise (breach of contract, fraud, intellectual property infringement).
5. Team risks:
Refers to core team issues, employee conflicts, turnover and knowledge management, etc.
Key points of operational risk management:
First, enterprise risk management must be able to turn risks into safety and improve operational safety.
Second, enterprise business risk management is different from enterprise insurance management. Enterprise insurance management is a financial arrangement for enterprises to share accident losses by purchasing insurance policies. It has three basics:
①, enterprise insurance is a contractual behavior;
②, the purpose of enterprise insurance is to share losses;
③, enterprise insurance The content is mainly static risk or pure risk.
Enterprise insurance requires a certain amount of risk management fees (insurance premiums), which can reduce psychological worries at ordinary times and reduce losses after an accident occurs, but it is only one of the enterprise risk management methods.
Third, enterprise business risk management is different from enterprise safety management. Safety management, also known as loss management, is the planning, implementation, control, and processing activities carried out to prevent and reduce losses. For example, enterprises construct fire-proof buildings, formulate and implement safety regulations, provide labor protection supplies, check ventilation equipment, implement technical operating procedures and anti-theft measures, etc., which are only one aspect of enterprise business risk management.