As long as there is no debt, it doesn't matter if you don't have to. What needs to be concerned is whether there are similar charges such as annual fees.

Application conditions

Individuals with full capacity for civil conduct and legitimate income can apply for a personal master card with their valid identity documents (including ID card, military officer's card, police officer's card, passport, etc.). , the same below) identified by the public security department.

Personal master card applicants can apply for no more than three supplementary cards for spouses and immediate family members with civil capacity; All the funds used by the secondary card are transferred to the main card account, and the main card holder is responsible for repaying all the payables of the secondary card.

Extended data

Bank of Communications Jinling Life Card stopped issuing cards.

Bank of Communications and Fujian Jinling Life E-Commerce Co., Ltd. (hereinafter referred to as Jinling Life) began to issue Bank of Communications Pacific Jinling Life Credit Card (hereinafter referred to as Jinling Life Card) in June 2008. Due to business development, Bank of Communications will stop issuing Jinling Life Card.

From 20 18, 10 and 1, the functions and charging standards of the issued Jinling Life Card products will be uniformly adjusted, which will be consistent with the standard credit card of Bank of Communications with the same card level and brand, and will no longer enjoy the "Jinling Life 588 Yuan Credit Card" with 65,438+million points.

Bank of Communications will no longer provide the service of withholding Jinling Life's membership fee. The cardholder who has deducted the fee can enjoy the membership rights of Jinling Life Insurance until it expires. If you still want to enjoy the membership rights after the expiration, please renew the fee through Jinling Life Insurance.

After Jinling Life Card is deactivated, cardholders can normally use basic functions such as credit card consumption and cash withdrawal (except for abnormal account status). The card center will issue the new standard credit card of Bank of Communications with the same card grade and brand when the cardholder handles the business of reporting loss, renewing fee and replacing the card.

Bank of Communications-Announcement on Stopping Issuing Bank of Communications Pacific Jinling Life Credit Card

Baidu Encyclopedia-Bank of Communications Jinling Life Card