Trust is that people entrust others to manage money on their behalf, which is the essence of trust. It means that the trustor trusts the trustee and entrusts his property right to the trustee, and the trustee manages or disposes in his own name for the benefit of the beneficiary or other specific purposes according to the wishes of the trustor. \ x0d \ x0d \ Trust companies can only be established with the approval of China Banking Regulatory Commission. There are currently 65 trust companies. Well-known ones are New Era, Xinhua, CITIC, Zhongrong, Sichuan, China Resources and Huaao. , mainly engaged in trust business. \ x0d \ x0d \ trust is a very stable investment, that is, the threshold is high, and it needs 6.5438+0 million yuan to start, and it may not have a share; However, you should pay attention to the following points when purchasing trust: \x0d\ 1. Trusts are all issued by trust companies, so it is recommended to purchase them through third-party financing. Dalian locals can consult the public wealth at 8F of Hope Building, but the final contract must be signed with the trust company; \x0d\ 2。 The trust account must start with the name of the trust company; \x0d\ 3。 When choosing trust products, we should choose the products of powerful trust companies. To see the financing side and the use of funds of this product clearly, it is best to look at it in detail. It also depends on whether some of them have the full guarantee of the expected principal income, and the guarantee risk is small. \x0d\ 4。 Pay attention to keep the payment voucher, which is proof that you bought the trust. \ x0d \ x0d \ You can grasp the basic characteristics of trust from the following aspects. \x0d\ ① The trustor's trust in the trustee. This is the premise of establishing trust relationship. One is the trust in the trustee's integrity, and the other is the trust in the trustee's supporting ability. \x0d\ ② The transfer of trust property and property rights is the basis for establishing a trust. \x0d\ Trust is a legal relationship centered on trust property. Without the trust property, the trust relationship will lose its foundation, so the trustor must transfer the property right to the trustee when setting up the trust, which is the fundamental difference between the trust system and other property systems. \x0d\ Property right refers to the right based on property interests. Except for the right of identity, reputation and name, any other right or property right that can be valued by money, such as property right, creditor's right, patent right, trademark right and copyright, can be used as trust property. \x0d\ ③ In the trust relationship and interest management, the trustee takes his own name as the beneficiary, and disposing of the trust property is two important characteristics of the trust. \x0d\ Trust relationship is multifaceted, including the principal, the trustee and the beneficiary, which is a characteristic of trust. Moreover, the trustee manages and disposes the trust property in his own name, which is another important feature of the trust. \x0d\ trust products \x0d\ This trust relationship embodies five meanings: First, after entrusting the property to the trustee, the trustor has no direct control over the trust property; Second, the trustee manages the trust property entirely in his own name; Third, the trustee must manage and dispose of the trust property according to the wishes of the client; Fourth, this will is agreed in advance in the trust contract, and it is also the basis for the trustee to manage and dispose of the trust property; Fifth, the trustee must be the beneficiary's interest management and dispose of the trust property, not for the trustee's own interests, nor for the interests of other third parties. \x0d\ ④ Trust is a property management system for others to manage, use and dispose of property. Providing extensive and effective services for property owners is the primary function and sole service purpose of trust, which embodies the functions of managing, using, disposing and managing property in its business and has become an important part of modern financial industry. There are both connections and differences with banks, insurance and securities. \ x0d \ x0d \ The main business of trust companies is to sell trust wealth management products, as well as other forms of wealth management. These specific provisions are as follows in Article 16 of the Trust Law: \ x0d \ x0d \ (1) fund trust; \ x0d \ x0d \ (2) chattel trust; \ x0d \ x0d \ (3) Real estate trust; \ x0d \ x0d \ (4) Securities trust; \ x0d \ x0d \ (5) Other property or property rights trust; \ x0d \ x0d \ (6) Engaging in investment fund business as a promoter of an investment fund or fund management company; \ x0d \ x0d \ (7) Engaged in assets reorganization, mergers and acquisitions, project financing, corporate finance, financial consulting and other businesses; \x0d\\x0d\ (8) Being entrusted with securities underwriting business with the approval of relevant departments of the State Council; \ x0d \ x0d \ (9) Handling intermediary, consultation, credit investigation and other businesses; \x0d\\x0d\ (X) custody and safe deposit box business; \ x0d \ x0d \ (1 1) Other businesses stipulated by laws and regulations or approved by China Banking Regulatory Commission.