College graduates, veterans, returning migrant workers and other groups can apply for a business guaranteed loan of up to 200,000 yuan; those who start a partnership can apply for a business guaranteed loan of up to 600,000 yuan; starting a small and micro enterprise meets the requirements Those who meet the employment conditions can apply for entrepreneurial guaranteed loans of up to 3 million yuan.

Conditions that individual borrowers should meet:

1. Have a household registration in this city (or be a student of a college in Jinan, a college graduate within the career selection period, and have lived in Jinan City for 6 consecutive years) Permanent residents with a "Residence Permit" who have participated in social insurance in Jinan City for more than 6 months and have started a business independently or in partnership within the administrative area of ????the city (without employment in other units), holding a business license and private non-enterprise unit registration Certificate;

2. The applicant and spouse have good personal credit and the ability to repay the loan. Except for student loans, poverty alleviation loans, housing loans, car loans, and small consumer loans below 50,000 yuan (including credit card purchases), when the applicant submits a business guaranteed loan application, he and his spouse should have no other loans.

Qualities that small and micro enterprise borrowers should meet:

1. Good operating conditions, ability to repay, and no bad credit record;

2. Enterprise , The legal representative and major shareholders have a good social reputation, no bad credit records, no violations of laws and disciplines, and no major litigation cases;

3. There are no serious violations of laws and regulations such as arrears of employee wages and social insurance premiums, etc. Record.