(2) Risks faced by manufacturers (malicious attacks by hostile businesses, data theft, hacker attacks on sales networks, etc.). ).
(3) Risks faced by enterprises (intranet, financial short selling, financial fraud, hacker attacks, data theft and other risks. ).
(4) Risks faced by the market (the risk of changes in the price or value of derivatives due to adverse changes or sharp fluctuations in the market price of the underlying assets).
Extended data:
Risk prevention methods:
(A) consumer risk prevention
To sum up, we should strengthen consumer risk prevention from the following three aspects.
(1) It is best to avoid using passwords and numbers that are easily deciphered by others, such as birthdays, and change passwords frequently to reduce the chance of being stolen.
(2) In all kinds of Internet-related affairs, we must insist on using different passwords. Use different passwords on different websites. Moreover, when choosing an ISP, we should pay attention to choosing a company with good reputation and high reliability.
(3) Don't tell others your password easily. In particular, don't believe the system administrator's statement that you need your account and password to maintain the system.
(4) The consumer really can't do anything about the information leakage caused by hacking into the system to grab the credit card information of the consumer, unless he doesn't use any credit card information at all online.
(B) supplier risk prevention
The risk faced by sellers is mainly data theft, similar to that of enterprises. In view of this, sellers should strengthen risk prevention by strengthening their own network technical measures, and can adopt the enterprise prevention methods mentioned later.
As for the risk prevention of domain name registration, it is the best preventive measure to ask sellers to strengthen domain name registration and establish their legal status in the online world as soon as possible.
(C) enterprise risk prevention
As mentioned above, the risks of enterprises mainly come from internal and external aspects. The following are the corresponding preventive measures for these two aspects.
1. Prevent intranet risks. As the internal risks are mainly caused by the attacks of enterprise employees on enterprise systems, the following measures can be taken:
(1) Set secret levels for all kinds of data and information of enterprises, clearly mark them and manage them at different levels. In other words, the information about the company that employees at the top, middle and bottom can see should be different. It is stipulated that all employees, including different business executives, can have access to secrets, and each employee is not allowed to have access to confidential documents and materials that he has no right to have access to.
(2) A special person shall be appointed to manage trade secrets, and posts and responsibilities shall be established. No one is in charge, and the superior supervisor regularly supervises and checks.
(3) Require employees to change their passwords frequently to avoid creating opportunities for thieves.
(4) Take encryption measures. When employees use the network to transmit files and information involving trade secrets, they can use encrypted computer programs to obtain decryption "keys". This measure can effectively keep secrets for theft and eavesdropping on the way of transmitting documents and information, and for employees to press the wrong transmission button due to negligence.
(5) The personal situation of employees, especially employees in information systems, should be systematically selected and checked. Personnel who have been inspected for a certain period of time, have a strong sense of responsibility, are principled, disciplined and have strong business ability should be sent to their respective posts.
2. Risk prevention among enterprises. In view of the risks faced by enterprises in conducting e-commerce transactions, we will guard against these risks technically:
(1) Using firewall technology to ensure the security of e-commerce system. The purpose of firewall is to provide security protection, control and identify all kinds of access to and from the website. It establishes the control and filtering mechanism of network communication, thus effectively ensuring the security of transactions.
(2) Using security protocols to ensure the security of e-commerce. Because of the openness of the Internet, the data transmitted in the network is public. In order to ensure the security of data in the process of network transmission, it is necessary to use a secure communication protocol to ensure the security of all parties to the transaction. For example, S/MIME protocol, S-HTTP protocol and SSL protocol can be used.
(3) Using identity authentication technology to ensure the security of e-commerce system. Because e-commerce is completed in the network, the two parties do not meet each other. In order to ensure that each participant (bank, enterprise) can be identified without error, identity authentication technology must be used.
Baidu Encyclopedia-E-commerce and Risk