The so-called "civil and commercial law" is the general term for the legal norms that adopt the "unity of civil and commercial" legislative model to adjust property relations and personal relations between equal subjects. Civil law includes general principles ("General Principles of Civil Law" ), property law, creditor's rights law (mainly contract law), marriage and family inheritance law, intellectual property law (trademark law, patent law, copyright law), personal rights law, and tort law. The above are mainly civil law systems in the traditional sense. ; Commercial law includes company law, securities law, trust law, commercial banking law, bill law, and insurance law. The last five laws are also components of financial law (lower law of economic law).