1. Before being launched, Dingguagua loans were loan products authorized by national financial institutions and credit reference centers, so it is reliable for loan applicants who want to use Dingguagua loans to apply for loans.
2. Since its establishment in 2008, Chengdu Dingguagua Investment Group Co., Ltd. has adhered to the business philosophy of "one-stop enterprise service provider" and focused on industrial and commercial registration, construction qualifications, construction talent certification, and financing loans. , trademark registration, patent application, copyright protection, website construction, accounting agency, etc., more than 500 professional services, and has more than 700 professional legal, technical, business, and design personnel.
3. However, it should be noted that Dingguagua is an intermediary company. The interest rate is not determined by them, but by the investors who cooperate behind the scenes. The investors include banks, small loan companies, etc. Their main profits are based on the collection procedures. The fee is. That involves an issue here, the level of handling fees. All loan intermediary companies in the Chengdu market will have various tricks on handling fees. So before taking out a loan, be sure to read the terms of the contract clearly.
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1. What loans are there:
1. Give you flowers
Give you flowers is a mobile-based In the credit loan APP, the loan amount of "Give You Flower" ranges from 500-10,000 yuan. Users can choose the loan period within the range of 1-12 months according to their personal needs.
2. Paipaidai
Currently, on the Paipaidai platform, the minimum single loan is 1,000 yuan and the maximum is 500,000 yuan, and the repayment period ranges from 1 month to 24 It varies from month to month. The average loan duration is 7.49 months, of which 98.9% are loans with a term of one year or less.
3. Weilidai
It was launched on mobile QQ in May 2015 and on WeChat in September. "Weilidai" adopts a user invitation system. Invited users can currently see the "Weilidai" entrance in the "QQ Wallet" of mobile QQ and the "WeChat Wallet" of WeChat, and can obtain a maximum loan limit of 300,000 yuan.
4. Jingdong Gold Bars
Jingdong Finance produces Internet credit loan products, with a loan limit of up to 100,000 yuan and a daily loan interest rate of 0.05%. There is a discount of 0.04% during the event.
5. Ant Borrowing
An Internet credit loan product produced by Alipay platform. You can apply for it if you have a Zhima score of 600 or above. The loan limit is 500 yuan to 300,000 yuan, and the daily loan interest rate is 0.02 -0.05%.
Operating environment: Paipaidai version 9.10.4, Alipay version 10.2.0.9000