At present, if the card is not activated, China Bank will not charge any fees. In the year when the credit card is used, if the accumulated consumption of the credit card in the local and foreign currency accounts meets the following conditions, the annual fee for that year may be reduced or exempted, except for special card types:

1. Personal Jinpu card is free of annual fee in the first year and 5 swipes in the second year; Supplementary card annual fee waiver policy is the same as the main card;

2.20 17 -20 18 new platinum card customers are exempted from the annual fee in the first year, and the annual fee for new and old customers in the next year needs to be reduced or exempted 12 transactions are over 20,000 yuan, or the annual fee can be exchanged for 65,438+million trading points; Supplementary card annual fee waiver policy is the same as the main card;

3. All-currency international chip series gold card, ordinary card and platinum card: 20 18 12 3 1 free of annual fee before.

4. World Polar Card/New Unlimited Card+Diamond Card: Since 20 17, the annual fee collection policy has been strictly implemented for World Polar Card/New Unlimited Card+Diamond Card. In principle, all customers charge annual fees or customers exchange 400,000 trading points for annual fees.

5. Unlimited card dual currency card: 20 18 policy, in principle, an annual fee is required; The annual fee for the following year requires customers to redeem it with 400,000 trading points.

6. American Express Private Bank Card: A new card will be issued in 20 18, and the preferential policy for the first year will be exempted; The annual fee for the following year requires customers to exchange 800,000 trading points, 480 exclusive points or 400,000 trading points +240 exclusive points.

The above contents are for your reference. Please refer to the actual business regulations.

If in doubt, please consult the online customer service of China Bank or download and use the mobile banking APP of China Bank to handle related business.