Pufa credit card holders have used it for almost 2-3 years, and they can't apply again, no matter whether they use UnionPay simply or accelerate it. The quota has also increased from the initial 20,000 to 30,000, and some even increased to 200,000. Since these platinum cards belong to small platinum, 200 thousand has reached the ceiling. But for most people, this quota is absolutely enough!
The secret of quitting:
(1) Use Pufa Universal.
A card friend likes playing cards and has more than a dozen credit cards. He told Hao Jun that Pudong Credit Card is the fastest. It only took about three years, and the quota was increased from the initial 20 thousand to 200 thousand. The experience of raising the amount is mainly due to the frequent use of Pufa Universal Fund. He will use it every time he increases the limit, and then the credit card limit will also increase.
(2) Travel by credit card
Another card friend's experience of raising the amount is to swipe the card normally, which is not as many routines as the last card friend. I like to travel with my family on holidays, mostly in domestic scenic spots. During the tour, all economic expenses such as staying in a hotel and eating are used in Pudong Development Zone. After that, the amount was raised, ranging from 20,000 to 50,000, and the amount rose rapidly.
2. China Merchants Bank
China Merchants Bank's credit card withdrawal is relatively stable. No matter how many times you swipe your card, as long as you swipe your card, I will withdraw your cash.
Card friend A only has one CMB credit card, and the usual expenses are to swipe CMB credit card. In addition, he often travels to hotels and spends a lot of time swiping his card. After using the card for one year, the amount increased from 20,000 to 39,000. Card friend B, on the other hand, has multiple credit cards. After brushing enough times to avoid the annual fee, the number of times to use China Merchants Bank credit cards is very small. However, one year after the card was issued, the bank also actively increased the quota, from 1.5 million yuan to 2 1 10,000 yuan and 6,000 yuan. This amount is much worse than that of Pudong Development Credit Card, but it is quite easy to increase the amount.
3. Industrial and Commercial Bank of China
It is rare for the Universe Guild to be so generous. Compared with other large state-owned banks, ICBC seems to be doing well in this respect. ICBC has organized activities for many times to increase the quota. As long as you participate, I will give you a quota. There is no need to wait. Cardholders who have applied for ICBC should pay more attention to activities.
Some time ago, ICBC planned a double fund-raising activity, and Double Twelve also conducted a fund-raising activity. Cosmic bank is still quite powerful, and a large number of participating partners can get a raise every time.
In the past two years, ICBC has frequently issued new cards. In the past, it may be difficult for ICBC to apply for a credit card, but now, judging from the card-issuing situation of cardholders, the card-issuing rate is still quite high, so you can give it a try.