1. If it is an ordinary debit card, just bring your ID card to the counter to apply for it, and you can get the card in about half an hour; if it is a credit card and you meet the card application conditions, you will probably need a It takes about a month because the bank needs time to review the user's credit and other information.

2. The process of applying for a bank card:

⒈ Bring your ID card and a small amount of cash to a bank branch;

⒉ The staff in the bank lobby Fill in the form with assistance;

⒊ Queue up to get the number, and at the same time copy the ID card with the assistance of the staff;

⒋ Call the number at the counter, go to the counter, and give the filled-in form and ID card Give it to the bank teller;

⒌When applying for a card, you will need to sign and enter a password. The password is a six-digit number. After setting it, you must remember it. This will be the password for future withdrawals;

⒍After all the procedures are completed, you will get a bank card. If you handle online banking at the same time, you will also get a security card or a USB shield;

⒎Complete the card application, take your belongings and leave That’s it.

3. Bank cards usually include debit cards (deposit cards) and credit cards. Credit cards will not charge any fees when applying, so you can apply with confidence; if you apply for a debit card, the bank will charge 5 to 20 There is a production fee ranging from RMB 1,000 to RMB, and there are no other fees. You can deposit money or not when applying for the card. The bank does not impose any mandatory regulations.

4. It is not necessary to apply for a bank card in person. The bank card handled by an agent only has the function of depositing and withdrawing money. If you want to open online banking or apply for a credit card, you still need to go to the bank in person. When someone else applies for a bank card on your behalf, you need to provide the bank with the original and photocopy of the ID card of both the handler and the agent. You cannot use other certificates such as the username and password as a substitute. During the handling process, the relationship between the handler and the agent must also be stated, as well as the reasons for the agent.

Legal basis: "Measures for the Administration of Bank Card Business" Article 28 When an individual applies for a bank card (except stored-value cards), he or she shall provide the card-issuing bank with his or her valid identity document specified by the public security department. After passing the examination, the bank will open a registered account for it; Any unit that opens a basic deposit account at a financial institution in China shall apply for an unit card with the account opening license issued by the People's Bank of China; bank cards and their accounts can only be issued by the bank. It is for personal use only by the cardholder approved by the bank and is not allowed to be rented or lent.