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How long does it take for an overdue credit card to be prosecuted?

Legal analysis: If your credit card is overdue for more than three months, you may be sued.

Legal basis: Article 149 of the "Civil Procedure Law of the People's Republic of China" Article 149: Cases tried by the People's Court applying ordinary procedures shall be concluded within six months from the date of filing the case. If there are special circumstances that require an extension, it can be extended for six months with the approval of the president of this court; if an extension is still needed, it must be submitted to the superior people's court for approval.