It is definitely difficult for college students to handle it because they have no ability to repay the loan. However, different banks have different regulations.

College students can also apply for credit cards. Usually, the credit cards applied for by college students are somewhat different from ordinary credit cards. The main difference is the credit card limit, which is introduced below.

Generally, the credit card limit that college students can apply for for the first time is around a few hundred yuan. Most banks have developed special credit cards for college students based on their special status. For example, Agricultural Bank of China U, ICBC Peony Card, China Merchants Bank YOUNG Card, CITIC College Student I Card, etc. are all credit cards specially designed for college students.

In terms of application method, the most common way for college students to apply for a credit card is to apply for a credit card directly through the clerk who comes to the bank to apply for a credit card. This method of applying for a card is more convenient, and there are often certain discounts for applying for a card, such as free points or small gifts.

It is recommended that you apply when there is an event, as this will make it easier to apply.