Work in a national unit.
The debt of 670,000 yuan in her name was due to her husband's need for funds for power engineering business last year, so she came forward to borrow it.
In her words, really get the ball. (Sichuan dialect)
Where is the ball?
I calculated, large, high-interest online loans.
There are nearly half a million.
It can be said that this part of the loan, just the annual interest, exceeds her income.
I asked, are there any other debts in your husband's name?
She said that my husband's online loan has not been paid back, and she didn't ask how much it was. Now he seldom calls for collection. Because he is not in his household registration, he has been ignoring the court summons, mainly because this part in my name is the biggest debt.
I asked, is the project going well?
She said that two-thirds of the project was completed last year, and the boss's funds were cut off and he was borrowing money from the bank. There was no further news.
Speaking of which, they still have 220 thousand loans outside, which can be recovered in the near future. The real debt is about 450 thousand.
She said that my husband asked me to change my phone number, and I still kept my original number, so I could get through just because I didn't want the other party to get the phone records.
I said, it doesn't make much sense. If you want to find it, you can find it.
But I can't influence other people's lives, because I can't remember which friends' phone numbers I left at that time. I remember it clearly. I already said hello. They all know my situation. This problem is not big. I'm just worried that they will come to my unit.
I said, this is not the main problem. It doesn't matter if these calls are not answered normally. The whole idea is clear. It is also right to stop loss in time.
I am shopping outside.
Tell her to leave me a message first.
She said, you buy slowly, I'm in no hurry. Anyway, I have made the worst plan, that is, I want an experienced person to give me some advice on how to pay off these debts quickly.
After buying the materials, I pulled out my mobile phone.
I said, you were in a national unit and needed funds at that time. You shouldn't use the money from these platforms. You really got the ball. State units are qualified and can take money from banks. Low cost, long period and large quantity. Find an intermediary to make a good plan for you, and 654.38+0 million can still be lent out.
Maybe these are all the costs of growing up.
She asked, are all the applications for interest refund and surrender false?
I said, you mean your credibility, interest refund and surrender? It must be difficult for a tiger to spit out the meat it has eaten in its mouth.
She said, I think many people in Weibo are charging fees to help others defend their rights, such as "Jiufu Card, CreditEase, Qianzhan, Ping An Pratt & Whitney" and so on. I have read it for a long time, and I think it is fake, and some people say it is fake.
I said, then don't go to see them. I know almost everything they know. Anyway, you paid me. Don't waste it
She said that she had never experienced it, and sometimes she thought clearly, but she was often clumsy when answering the phone.
I said, it's better to say less.
She said, in fact, I also think very clearly. If I come to the door, I will show a willingness to repay, but the cash flow is difficult and it takes time. If I have to pay it back for a long time, I can't promise. If you want to see the leader of our unit, that's impossible. This is a private matter, and my leader can't solve any problems. I'll just imagine what you said, and don't talk too much to avoid making too many mistakes. I'm just thinking, how can I persist, mainly because I have a guilty conscience.
I said, this idea is correct. It's good that you can face it like this. Many people are incoherent with fear.
She said that if the idea was right, she was afraid to practice and was very nervous.
No contact for a month.
I wonder if everything is all right, Sister Sunflower.
My sister asked me, why are all brothers and sisters in the article?
I said, because they are older than me.
She said, in fact, you are not young.
I asked, don't you think it's strong?
She didn't understand and kept looking at me.
I said that my articles attracted more readers than me. Don't you think this shows that I am strong?
My birthday is coming.
She said your birthday, and you will be 28. I was only 28 years old when I met you. How time flies.
I said, when I first met you, I was still at the end of the peak period in the company. Going out to talk business with small bosses, I get the most praise, that is, I have maturity that doesn't match my actual age. In fact, these are all skills.
She asked, what skills?
I said, everyone has their own professional field. And bosses who do traditional business, I will talk about the logic of the Internet and then learn what they do in traditional business. And the boss engaged in internet business, let me talk about the logic of traditional business. In this way, no matter how we talk, it looks very powerful. In fact, we are only a few kilograms, and I still know behind closed doors. Before being seen through by the other party, study hard and make yourself worthy.
That's what business is all about.
Too honest and uncooperative.
It's too true and too insincere.
To tell the truth, I don't like doing business either.
Brother Storm commented on my article yesterday.
He said that your composition, although a bit messy at first glance, is really positive energy, and it is a feeling of empathy.
I said, as if I were chatting with you face to face.
He said, yes. Although you are young, you are more experienced than many people, otherwise you can't write these things.
I said that it is not necessarily a bad thing for men to experience setbacks prematurely.
He said, you are a man with a story.
I said, everyone has it, just like you said when you were sitting with friends drinking and bragging about mountains, but how to express it in words and write it out.
He said, when the debt is paid off, I will go to Shenzhen to have a drink with you.
I said, okay.
Recently received good news from old readers.
Dongguan eldest brother ICBC's card was successfully completed in stages.
I calculated it for him, and it's less than 6 points a year.
He said, extraordinary, share two good news with you!
First, due to today's labor arbitration, we only need to pay the living expenses from February to April, and according to the regulations of the national labor department, the rest is 2766 yuan. His unreasonable demand for double pay was not supported.
Secondly, my wife and I worked hard last month, and the net income was about 50 thousand, not counting expenses.
Thank you for these two or three months of consultation, thank you!
He sent me screenshots and earned more than 70 thousand last month.
When I know, I am very happy.
Crouching tiger, hidden dragon, my reader circle.
Brother Biao's breakfast shop is well run.
He said, extraordinary, just today, my car has been paid off, and I feel a lot less pressure. Now I just need to work hard to pay back my credit card.
I said, good news.
He said that although he was tired, he lived a full life.
I said, making a breakfast shop is really tiring and fulfilling.
He said, god is not thin to me. In the most difficult and helpless time, I met you, a life mentor, and thanked myself for choosing to trust you.
If there really is a prodigal son in this world.
Brother Biao, this is a kind of ...
Sister Lu Xiao also brought good news the day before yesterday.
She said, extraordinary, I can't help but share a good news with you. Xingye has stopped for almost a week. She just called me and took the initiative to negotiate installment repayment. She only needs to pay back the principal 18000, and 750 per month for 24 months.
I said, it's good.
She said that the family had already collected money from me, and all six online loans were settled. Among them, the high-interest loan is also a complaint negotiation. Less than 3000+, Ping An Credit Card has also been settled.
I said, the pressure is much less.
She said that 80,000 yuan would be paid back at least two years later. Maybe 80,000 yuan is nothing to many people, but in my small county on the 180 line, the average salary is only two or three thousand yuan. I am a single mother with a dead salary and have no ability to do business. I can only run part-time as a driver or something.
I said, you drive, the unit price is so low.
She said, small place, no way. Now I keep accounts every day. I really dare not spend a penny except what my daughter needs.
I said, making money forever is still a matter of essence.
She said, yes.
I said, try more in areas you are familiar with, and move forward slowly in areas you are not familiar with.
Sister Xiao Jiu.
Interact with me in the circle of friends and articles.
Didn't ask me for paid consultation.
After Feng Ge's article was published.
She said, by the way, can you help me contact that Feng Ge? I want to do WeChat business and act as an agent for convenience food.
I said, I only give my clients docking resources, sorry.
After a day, I accidentally remembered.
I still asked Feng Ge's opinion.
He said, thank you for your extraordinary. Now the platform is getting better and better, and the audience is quite large and excellent. However, the WeChat business needs us to send it on behalf of it, but if we send it on behalf of it, there is no advantage in express delivery here, which is only suitable for offline dealers.
Gave Xiao Jiu's sister an explanation.
Apologize to her.
I said, don't take it personally that day.
She said, I'm not that stupid.
Think about it, people really change.
In the past, readers cried poor, and I received free consultation.
When did I start to change?
There are two main reasons.
First of all, the readership has become larger.
Second, it is because of the circle of friends.
The content of this circle of friends.
It was a reader who asked his friend to go to a disco.
I deeply remember that a few days ago, he told me that there was no salary, and now the situation is very miserable. Let me work out a plan, pay my salary and give me money.
A few months passed.
The figure is gone.
I can reflect, but I'm not strong enough.
However, the opposite feeling.
I'm just a monkey. I was played.
Slowly, I convinced myself in my heart that I am not a bodhisattva or a fairy. When eating is a problem, you don't need any plans, just make money quickly.
I would rather kill 3 thousand by mistake than let one go.
Sister Xiao Jiu, who belongs to, was killed by mistake.
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1. The above names are all aliases except extraordinary.
2. One-on-one scheme consultation
I am extraordinary! I'll be here.
Accompany you through all the confusion, out of failure and towards hope.