Just graduated from college, as long as you have a formal job and a stable income, you can apply for a credit card. When applying, the necessary documents are copies of identity certificate and work certificate. You can also provide your college degree certificate. If you can provide other financial documents, it will be more helpful for banks to understand your personal situation and judge the credit limit.

Generally speaking, the detailed application information for applying for a credit card is as follows:

1. Identity certificate: generally, it is an ID card (two copies are required), and soldiers need to provide a copy of their military ID card;

2. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or it can be a copy of the work permit verified and marked by the sponsor;

3. Proof of financial resources: it can be a payroll record issued by a bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit or an investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove the financial level.

4. Other documents for reference include: personal account list of social insurance in the last six months, water, electricity and gas bills, credit card bills of other banks, etc.

In addition, if it is the first time to apply for a credit card, because I have just joined the work and am still young, it is recommended to apply for a credit card such as Young Card of China Merchants Bank or Y-POWER Credit Card of Bank of Communications, which will be easier to apply for, and the credit limit will not be particularly low after the application is successful, which is more suitable for cash withdrawal. As the first credit card, it is still worth applying for.