1. What are the online banking services of Shanghai Pudong Development Bank?
If you want to activate online banking with China Merchants Bank’s all-in-one card, you can bring your ID card and card to the bank to fill out an application form and then go to the counter. Processing
2. What is the difference between the Shanghai Pudong Development Bank app and Xida Puben?
1. Different positioning. The Pudong Development Bank APP is the official mobile client of Shanghai Pudong Development Bank and can handle related services of Pudong Development Bank, while the Pudong Xiben APP is an open consumption service provided by the Pudong Development Bank Credit Card Center. Mobile clients that have withdrawn from services mainly provide financial and consumer services.
2. The issuing institutions are different. The Shanghai Pudong Development Bank APP is issued by Shanghai Pudong Development Bank and is mainly used for bank deposits and loans, while the Shanghai Pudong Xiben APP is issued by the credit card center within Shanghai Pudong Development Bank and involves Mainly credit consumption business.
3. What are the online banking services of Shanghai Pudong Development Bank?
The services provided by the public version are limited to account inquiries and customers transferring their funds to Oriental Card and Huoyitong Passbook , transfer between deposit books, apply for instant language services and other functions, but does not involve transfers to others, securities investment, and foreign exchange investment. The following table is intended to illustrate the service functions provided by the public version and professional version of personal online banking.
Deposit Inquiry
You can check your Oriental Card, current passbook, time deposit passbook, deposit certificate, current passbook, various currencies, Real-time balances of various types of deposits (such as demand deposits, lump sum deposits and lump sum withdrawals, notice deposits, and odd deposits and lump sum withdrawals). You can also query the transaction details of your current deposit account within the time range you specify. If you are a professional version user, you can also click "Query total assets and total liabilities" to view the classified and summarized information of all your savings deposits and loans in Shanghai Pudong Development Bank.
Loan Inquiry
You can check the status of all unpaid loans you have applied for from Shanghai Pudong Development Bank, including principal balance, loan maturity date, repayment/account number, Loan interest rates, mortgage loan repayment status in the past six months and other information.
Savings Management
In online banking, you can conveniently manage your savings deposits according to your needs. You can freely arrange your deposits among current deposits, lump sum time deposits, foreign exchange financial structured deposits, and notice deposits (coming soon). If you have multiple Oriental cards, Shanghai Pudong Development Bank current one-pass passbook, and regular all-in-one passbook, these transfers can be carried out across card folds, that is, you can transfer the current deposit in the Oriental card to the fixed one-pass passbook. Lump-sum deposits and lump-sum withdrawals can be made on a regular basis; you can transfer the current account in the current account to a notice deposit in the Oriental Card. In addition, you can also set "scheduled period" rules for Oriental cards. ("Periodical appointment" is displayed as a hyperlink. The processing method is the same as "Customer number" and "Inquiry password" on page 2.) The description of the agreed period is as follows: Appointment on a regular basis is a very popular special business of Shanghai Pudong Development Bank. After you set the agreed periodic rules for the Oriental Card, Shanghai Pudong Development Bank will check the balance of your card's RMB current deposit every night. When the balance exceeds the current deposit amount you set, Shanghai Pudong Development Bank will deduct the excess amount as 500 yuan. An integer multiple of the amount will be automatically transferred to the "agreed time deposit" for you according to the deposit period you agreed on. It is agreed that time deposits will accrue interest based on the interest rate of lump sum time deposits of the same grade. If your current deposit balance is insufficient when you withdraw money, spend money, or buy stocks through Bank-Securities Connect, Shanghai Pudong Development Bank will automatically release the agreed time deposit in accordance with the principle of minimal interest loss to meet the deposit utilization requirements. Therefore, with an agreed term, you have the convenience of a demand deposit and the high interest rate of a time deposit.
Timely Words Service Management
Customers can conduct "Timely Words" in our bank's online banking ("Timely Words" is displayed as a hyperlink, and the description is as follows: Timely Words is a product of Shanghai Pudong Development Bank One of its special services, it is a powerful helper for your financial management and a loyal guardian of your account. After applying for instant messaging, when your account balance changes or an agreed-upon event occurs in your foreign exchange treasure or bank-securitong investment, Shanghai Pudong Development Bank will Notify you via mobile phone text message or email) of service application, modification, suspension and other operations.
Transfer and Remittance
The Professional Edition of Shanghai Pudong Development Bank Online Banking provides a wealth of transfer and remittance products customized for your different needs. You can transfer funds to other individuals or companies' accounts opened at Shanghai Pudong Development Bank, and the funds will arrive in real time. There is no handling fee for personal transfers.
Shanghai Pudong Development Bank's inter-bank transfers have covered tens of thousands of branches of commercial banks across the country. If you need to remit money to your children or parents on a regular basis, or if you need to repay the mortgage payment for a house or car on a regular basis, you can also use the "agreed remittance" function.
In online banking, you can apply as needed. Online banking will calculate the loan limit you can apply for based on the lump-sum time deposits of all currencies in your Oriental card, or the foreign currency demand deposits in your Oriental card with the Foreign Exchange Treasure business, or the current passbook. You can apply for a loan within the limit, and the loan amount will be credited to your Oriental Card and current passbook in real time. Shanghai Pudong Development Bank does not freeze the deposits used as collateral, but only controls the total amount. That is to say, as long as the balance is greater than the requirement as collateral (loan amount ÷ pledge rate), the lump sum time deposit you used for pledge can still be withdrawn, and the Foreign Exchange Bao deposit can be withdrawn and foreign exchange transactions can be conducted. Whether you obtain it through our online banking, telephone banking self-service, or handle it at our branch, you can return it in advance through our online banking. It’s truly self-service loans, at your disposal.
Bank-Security Connect
Although securities trading only lasts for 4 hours on a trading day, Shanghai Pudong Development Bank’s Bank-Security Connect provides 24-hour investment support: during trading hours, you can "Entrust to buy" and "Entrust to sell" set the orders that are valid for the day; after the transaction ends, the order information created through "Entrust to buy" and "Entrust to sell" will be used as the advance order when the next transaction starts. Pay order information; you can also set an order for up to 30 days through "Reservation Trading". Your transaction details will be formed into a clear .xls format file for you to download and analyze.
Foreign Exchange Bao
In real-time price transactions, Shanghai Pudong Development Bank provides a delay grace for price inquiries. As long as you confirm the transaction within the specified period, the transaction will be completed at the price you inquired. Truly "what you see is what you get". Entrusted price foreign exchange trading provides two-way entrustment options. You can not only set profit entrustments to ensure profits, but also issue stop-loss entrustments to lock in risks. You can also set the validity period of the order as you like, up to 30 days. With rich and comprehensive entrusted price transactions, even if you cannot monitor the direction of the foreign exchange market at all times, you can still place orders and explore the foreign exchange market according to the strategy.
Invest in open-end funds
The "Fund Subscription (Buy)" and "Fund Redemption (Sell)" functions of Shanghai Pudong Development Bank's online banking are very unique. You can issue the simplest "buy/sell today based on the previous day's net value" order, you can also specify the net value range that triggers buying or selling, you can also specify a future day to buy or sell, or you can do both at the same time Set equity range and transaction date. Such a rich set of scheduled trading functions should enable busy people to deploy fund investments with ease.
4. What are the online banking services of Shanghai Pudong Development Bank?
The services provided by the public version are limited to account inquiries and customers’ deposit of their own assets and reservation of a passbook. Functions such as transfer and application for instant messaging services, but not involving transfers to others, securities personal online banking public version,
deposit inquiry
You can check the Oriental card under your name through online banking , current passbook, fixed deposit passbook, certificate of deposit, current passbook, real-time balance of various currencies, various savings types (deposits, odd deposits and round withdrawals). And you can check the transaction details within a certain time range. If you are a professional version user, you can also click "Query" to view the classified and summarized information of all your savings deposits and loans in Shanghai Pudong Development Bank.
Loan Query
You can query your Information such as the maturity date, repayment/account number, loan interest rate, mortgage loan repayment status in the last 6 months and other information applied to Shanghai Pudong Development Bank
Savings Management
Conveniently manage your savings deposits according to your needs. You can freely arrange your deposits among current deposits, lump sum time deposits, foreign exchange financing structured deposits, and notice deposits (coming soon). If you have multiple deposits. Oriental card, Shanghai Pudong Development Bank current one-pass passbook, fixed-term one-pass passbook, these transfers can be carried out across card accounts, that is, you can transfer the current current passbook in the Oriental card to a fixed term; you can transfer the current one-pass passbook Current deposits can be transferred to call deposits in Oriental Cards. In addition, you can also make an appointment for Oriental Cards with a hyperlink. The processing method is the same as the "Customer ID" and "Query Password" on page 2. ) About the period is a very popular special business of Shanghai Pudong Development Bank.
After you set the agreed periodic rules for the Oriental Card, the balance of your card's RMB demand deposit every night, when the balance exceeds the current deposit amount you set, Shanghai Pudong Development Bank will pay you an integer multiple of 500 yuan according to the deposit period you agreed. Automatic term deposits are deposited in the same grade. If your current deposit balance is insufficient when you withdraw money, spend money, or buy stocks through Bank-Securities Connect, Shanghai Pudong Development Bank will automatically release the agreed time deposit in accordance with the principle of minimal interest loss to meet the deposit utilization requirements. Therefore, with an agreed term, you also have the convenience of a demand deposit.
Instant Words Service Management
Customers can click on "My Time Words" (in the form of hyperlink: Timely Words is one of the special services of Shanghai Pudong Development Bank, and it is a powerful helper for your financial management. , is the loyal guardian of your account. After applying for instant messaging, when your account balance changes, or when something agreed occurs in your foreign exchange treasure or bank-securitong investment, Shanghai Pudong Development Bank will notify you by mobile phone text message or email). Service application, modification, stop and other operations
Transfer and remittance
The professional version of Shanghai Pudong Development Bank Online Banking can customize a variety of transfer and remittance products for your different needs. Your company is established in Shanghai Pudong Development Bank. Account transfers arrive in real time, and there are no handling fees for personal transfers. Shanghai Pudong Development Bank’s inter-bank transfers have covered tens of thousands of branches of commercial banks across the country. If you need to pay your children regularly for buying a house or a car. For mortgage payments, you can also use the "agreed remittance" function.
In online banking, you can withdraw lump sum time deposits in all currencies in your Oriental card, or open foreign exchange. You can apply for a loan within the limit by using the foreign currency demand deposits in the Oriental Card and current passbook of Shanghai Pudong Development Bank as collateral. The deposits are not frozen, only the total amount is controlled. That is to say, as long as the balance is greater than the requirement as collateral (loan amount ÷ pledge rate), the lump sum time deposit you used to pledge can still be withdrawn, and both the Foreign Exchange Treasure deposits can be withdrawn. , you can also conduct foreign exchange transactions. Whether you obtain it through our online banking, telephone banking, or handle it at our branches, you can make the loan in advance through our online banking.
Bank-Security Connect
Although securities trading only lasts for 4 hours on a trading day, Shanghai Pudong Development Bank’s Bank-Security Connect provides 24-hour investment support: during trading hours, you can purchase through “entrustment” "Entrust to enter" and "Entrust to sell" to set valid orders for the day; after the transaction ends, the order information established through "Entrust to buy" and "Entrust to sell" will be used as the pre-paid order information at the start of the next transaction; You can also set orders for up to 30 days through "appointment trading". Your transaction details will be formed into a clear .xls format file for you to download and analyze.
In real-time price transactions, Shanghai Pudong Development Bank provides inquiry delay grace. As long as you confirm the transaction within the specified period, the transaction will be completed at the price you inquired, truly achieving "what you see is what you get" in entrusted foreign exchange prices. Trading provides two-way entrustment options. You can not only set profit entrustments to ensure profits, but also issue stop-loss entrustments to lock in risks. You can also set the validity period of the entrustment at will, up to 30 days. Price trading, even if you cannot monitor the direction of the foreign exchange market at all times, you can still place orders and explore the foreign exchange market according to the strategy
Invest in open-end funds
"Fund Subscription (Buy)" of Shanghai Pudong Development Bank Online Banking. )" and "Fund Redemption (Sell)" functions are very distinctive. You can issue the simplest "buy/sell today based on the previous day's net value" order, you can also specify the net value range that triggers buying or selling, you can also specify a future day to buy or sell, or you can do both at the same time Set equity range and transaction date. Such a rich set of scheduled trading functions should enable busy people to deploy fund investments with ease.