If the husband owes too much debt and is unable to repay it, the wife can protect herself by providing evidence.

The wife can provide evidence to prove that she was unaware of the debt, did not sign the relevant credit documents, and did not ratify the debt afterwards. At this time, if the debt is indeed borrowed by the husband concealing it from his wife and not used for family life, the law will generally not hold the wife responsible for repayment. In this regard, the wife can still rest assured, because there have been similar cases. .

The wife is providing evidence to prove that the husband’s money was used for her personal use and not for family life. If proven successful, she will not be responsible for repayment, thereby achieving the purpose of self-protection. If the wife can provide evidence to prove that the debt is illegal debt such as gambling debt of the husband, she can also achieve the purpose of self-protection. According to the laws of our country, gambling debts are not protected by law, and the wife naturally does not have to bear the repayment obligation for her husband.

How to avoid debt

1. Properly plan and control expenditures: Develop a budget plan, reasonably arrange monthly expenditures, and allocate funds to necessary living expenses, loan repayments, Save money and avoid overspending.

2. Use credit cards with caution: Develop good credit card usage habits, try to avoid spending beyond your repayment capacity, and pay off credit card debts in full and on time.

3. Avoid excessive borrowing: When considering applying for a loan, you must carefully evaluate your repayment ability and do not exceed the burden you can afford.

4. Savings planning: Plan your savings plan rationally and use part of your income for emergency reserves or investments to cope with emergencies and avoid having no source to borrow in an emergency.

5. Increase sources of income: Strive to improve your income level and increase sources of income by improving personal abilities and finding side jobs.

For the above content, please refer to Baidu Encyclopedia-Marriage Smoking Law