If the credit card dispute cannot be repaid after a civil judgment, the creditor may apply for repayment by installments. Otherwise, the creditor may apply to the court for enforcement against the debtor who still refuses to perform in accordance with the effective legal judgment documents. Legal basis: Article 236 of the Civil Procedure Law.

A legally effective civil judgment or ruling must be fulfilled by the parties concerned.

If one party refuses to perform, the other party may apply to the people's court for execution, or the judge may transfer it to the person subjected to execution for execution.

Mediation and other legal documents that should be executed by the people's court must be fulfilled by the parties.

If one party refuses to perform, the other party may apply to the people's court for execution.

Article 238

If one party fails to perform the creditor's rights documents that the notary organ has given the enforcement effect according to law, the other party may apply to the people's court with jurisdiction for enforcement, and the people's court applying for enforcement shall enforce them.

If the notarized creditor's rights document is indeed wrong, the people's court shall rule that it will not be executed, and serve the ruling on both parties and the notary office.