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Is the CCB Financial Gold Card a credit card? Can I overdraw? How to use it?
1. CCB financial gold card is not a credit card, but a high-end variety of debit card. This card has an expiration date and a security code.

2. China Construction Bank's wealth management gold card (non-credit card) cannot be overdrawn. One card, many households, integrated management? The CCB wealth management card you hold has current and fixed deposit accounts in RMB, USD, HKD, JPY, EUR, GBP and other currencies (hereinafter referred to as local and foreign currencies).

3. CCB Financial Card Gold Card enjoys many benefits such as loss reporting, replacement, card replacement and password loss reporting. Moreover, the subordinates of the financial card gold card can have two supplementary cards for immediate family members to use, which is convenient for parents to supervise their children's account information. Handling express business can be reduced by 20% (commonly known as remittance).