The annual fee-free policy of CCB's credit cards, how to exempt CCB's standard credit cards, platinum cards, ordinary cards and other credit cards from annual fees? What are the conditions for exempting the annual fee of CCB from the number of times of swiping cards and the amount of consumption each year?
China Construction Bank's credit cards (Puka, Gold Card) are spent 3 times a year (unlimited) free of annual fee. The annual fee will be collected in the next card-holding year and will not be refunded after collection. (Unless otherwise agreed for special products)
China Construction Bank's credit card (standard platinum card, European travel card) spends 18 times per card year (unlimited amount), and the annual fee for that year is exempted. Those who do not meet the requirements will be charged an annual fee in the next year, which will not be refunded after collection. (Unless otherwise agreed for special products).
Longka IC Credit Card (Puka, Gold Card) will be spent in the main account for 3 times each card-holding year (unlimited amount), and the annual fee for that year will be exempted. If it fails to meet the requirements, the annual fee will be collected in the next card-holding year and will not be refunded after collection. (Unless otherwise agreed for special products)
Longka IC credit card (standard platinum card) spends 65,438+08 times in the main account (unlimited amount) every card year, and is exempt from the annual fee of that year. If it fails to meet the requirements, the annual fee will be collected in the next card-holding year and will not be refunded after collection. (Unless otherwise agreed for special products).
Tips:
1, Alipay consumption and recharge are also counted as consumption times, and there are points.
2. China Construction Bank Red Cross Aibolongka is free of annual fee for life.
What are the specific measures for China Construction Bank to waive the annual fee for credit cards?
Friends who use credit cards will know that credit cards have a large annual fee every year. In fact, major banks have preferential policies for the annual fee of credit cards, which can be exempted if used properly. Then, how to avoid the annual credit card fee of CCB, we will tell you in detail with the example of CCB.
To understand how the annual fee of CCB credit card is exempted, it needs to be divided into personal card and business card. China Construction Bank's annual fee-free policy is as follows:
1. How to exempt CCB's personal credit card from annual fee?
1, ordinary card and gold card: three transactions (consumption/withdrawal) each year are exempt from the annual fee of the current year, but the figures show that products with special rights such as dragon cards are not free;
2. Standard Platinum Card: the annual fee of the current year is exempted for 10 transactions (consumption/withdrawal) every year, but products with special rights such as Longka automobile card (platinum version), Longka family credit card (UnionPay version) and Longka Yinong credit card are not free; Among them, titanium gold platinum card: 6 transactions (consumption/withdrawal) per year are free of annual fee;
3. Provident fund credit card is free within the validity period.
2. How to waive the annual fee for CCB's business credit card?
Ordinary card and gold card: when there are 3 transactions (consumption/cash withdrawal) every year, the annual fee for that year is exempted.
Tip: If the cardholder wants to apply for account cancellation, and does not meet the requirements of annual fee exemption, he must pay the annual fee before applying for account cancellation.
How to get rid of the annual credit card fee of CCB? Have you mastered this article after reading it?
How to avoid the annual fee for the credit card of CCB?
The annual fee for savings card (debit card) of China Construction Bank has been cancelled.
According to the Notice of China Banking Regulatory Commission of the National Development and Reform Commission on Printing and Distributing the Catalogue of Government-guided Prices of Commercial Banks (NDRC Price [20 1 4] No.268), starting from August12065438, China Construction Bank can provide qualified individual customers with free account management fees and small account management fees (excluding credit card and small account management fees).
The annual credit card fee of CCB has not been cancelled, and the specific charges are as follows:
1. CCB Credit Card Corporate Card: the annual fee for gold card is 200 yuan, and the annual fee for ordinary card is 100 yuan;
2. CCB credit card personal card: annual fee of gold card 160 yuan, and annual fee of supplementary card of gold card 80 yuan; The annual fee for the master card of Puka is RMB 80 yuan, and the annual fee for the subsidiary card of Puka is RMB 40 yuan;
China Construction Bank's policy of free annual fee for credit cards: within the card-holding year, you can spend three times a year (unlimited amount) and free the annual fee for that year. If three transactions are not completed, the annual fee will be charged from the second card-holding year.
Extended data:
The savings cards of CCB are collectively referred to as CCB Dragon Card. The following is a brief introduction of CCB Dragon Comics:
I. Product name: CCB Dragon Cartoon _
Two. Product definition: In order to realize customers' expectations for the functions of bank cards and provide customers with better, faster and more comprehensive financial services, China Construction Bank upgraded the functions of its original product "Dragon Card Savings Card" in an all-round way, and integrated it with the original wealth management card and silver card to launch a comprehensive debit card product-"Dragon Card Cartoon _" for customers.
Third, the product style:
Product category: CCB Dragon Card is divided into UnionPay Dragon Card, VISA Dragon Card and MasterCard Dragon Card according to the brand of bank card.
In terms of annual fee, according to regulatory regulations, banks can waive annual fee and small account management fee for CCB accounts designated by customers (excluding credit cards and VIP accounts). Individual customers can apply at any branch (including counters and intelligent teller machines) of tier-one branches with their valid identity documents and accounts; Corporate customers can apply through the bank.