Inquiring about Wiseman Finance, we know that Nanjing Bank has issued different annual fee policies according to the types and types of ordinary credit cards as follows: 1. Annual fee for ordinary credit cards 100 yuan, and the annual fee can be exempted if it reaches a certain amount in the following year. The Bank of Nanjing, followed by the Platinum Card of Bank of Nanjing, is free of annual fee. Each card is free of annual fee in the first year, and the annual fee is free after swiping the card 1 time every year. Secondly, the card is charged an annual fee, and the platinum card is swiped 6 times, and the diamond card is swiped 1 time free of annual fee.