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Requesting a paper on the comparison of credit card business of commercial banks, time is urgent! I hope knowledgeable people can help me.

The paper is too complicated

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All major bank credit and debit cards are available on Taobao Detailed introduction to the limits on Alipay online!

Payment limit

VIP version (contracted customers) Public version (non-contracted customers)

Single transaction limit, daily limit, single transaction limit, daily limit

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Credit Card Overdraft Limit Credit Card Overdraft Limit Credit Card Overdraft Limit 1000.00 5000.00

Debit Card 500000.00 2000000.00 1000.00 5000.00

From July 26, 2007, if you want to To use the "Minsheng Card Payment" function, you need to activate it. If it is not activated, you will no longer be able to use this function. Click "Apply for Minsheng Bank Public Edition" and enter "Application Service" to easily activate this function! For details, please click to apply. Please click

Payment product type: VIP version (contracted customers)/Public version (non-contracted customers)

Processing method: The public version can be opened directly on the website; the VIP version requires an ID card Go to the bank to open a bank card with your bank card

Limits: the public version has a single transaction limit of 1,000 yuan and a daily limit of 5,000 yuan; the VIP version has a single transaction limit of 500,000 yuan and a daily limit of 2 million yuan

Official Website: /

Bank of Communications

Payment limit

Mobile registration version certificate authentication version

Single transaction limit Daily limit Single transaction limit Daily limit

The lower of 5,000 yuan for a credit card and the credit card limit 5,000 yuan or the credit card limit 10,000 yuan or the credit card limit 10,000 yuan or the credit card limit

< p>Debit card 5,000 yuan 5,000 yuan 50,000 yuan 50,000 yuan

Quasi credit card 5,000 yuan 5,000 yuan 50,000 yuan 50,000 yuan

Payment product type: Mobile registration version (Popular version)/Certificate certified version (Professional version)

Processing method: You need to go to the Bank of Communications counter with your ID card and bank card to activate the online payment function, become a Bank of Communications mobile phone registered version user or certificate certified version user, and activate You need to activate it later. Credit cards cannot be opened separately. They need to be linked to a debit card or quasi-credit card to activate the online payment function

Limit: quasi-credit card, debit card mobile registration version limit day The total amount is 5,000, and the certificate version is 50,000; the limit for the mobile phone registration version of the credit card is 5,000 yuan, whichever is lower than the overdraft limit of the credit card itself, and the limit for the certificate version is 10,000 yuan, whichever is lower than the overdraft limit of the credit card itself

Supported card types: credit card/debit Debit card/quasi-credit card

Official website:

Guangdong Development Bank

Payment limit

Single transaction limit Daily limit< /p>

The maximum retail overdraft for the gold card is 60,000 and the deposit is 100,000. The maximum retail overdraft for the regular card is 40,000 and the deposit is 70,000, depending on the personal credit limit.

The maximum single transaction limit is 500 yuan, and the minimum single transaction limit is 0.99 yuan, with no limit on the number of times

The single transaction limit of the debit card is 500 yuan, with no limit on the number of times. You must go to the counter to sign the transfer Only by signing an agreement can online payment be enabled

The single passbook limit is 500 yuan, and the number of times is not limited. You must go to the counter to sign a transfer agreement to enable online payment

Supported product types: regardless of version

Processing method: Credit cards can activate the online payment function online; debit cards and passbooks must go to the counter to sign a transfer agreement to activate online payment

Limit: The maximum retail overdraft limit of a credit card gold card is 60,000 The deposit is 100,000 yuan, the maximum retail overdraft for ordinary cards is 40,000 yuan, and the maximum deposit is 70,000 yuan, depending on the personal credit limit. The minimum limit for a single transaction is 0.99 yuan, and the maximum limit for a single transaction is 500 yuan; the single limit for debit cards and passbooks is 500 yuan. , no limit to the number of times

Supported card types: credit card/debit card/passbook

Official website: /

CITIC Bank

Payment Limits

Enhanced version (certificate version)

File certificate users Mobile certificate users

Single transaction limit Daily limit Single transaction limit Daily limit

Debit card within 1,000 and 5,000 balance in the card or the limit set by the customer

Credit card 500 yuan overdraft limit of the credit card itself or the limit set by the customer 500 yuan overdraft limit of the credit card itself or the limit set by the customer Fixed limit

Payment product type: Enhanced version (certificate version)

Processing method: You need to bring your ID and bank card to the CITIC counter to activate the online payment function. Credit cards cannot be activated directly. The online payment function can only be activated by linking it to an already activated debit card

Limit: The single credit card limit is 500 yuan, and the daily limit is the overdraft limit of the credit card itself or the limit set by the customer; the debit card limit is The balance in the card or the limit set by the customer

Supported card types: credit card/quasi-credit card/debit card

China Merchants Bank

Payment limit< /p>

Professional version and public version

Single transaction limit Daily limit Single transaction limit Daily limit

Credit card single transaction limit is 499.99 yuan, and the single-day limit is determined by the credit card limit .

Debit card unlimited limit 5000.00 5000.00

Special reminder: In order to maximize the safety of your funds, starting from August 17, 2007, online payment transactions will be enabled. Verification code" is used for identity verification and dynamic management is implemented. That is, when the customer makes online payment and consumption, the "verification code" is timely activated for identity verification. You need to use the phone number reserved when applying for the online payment function and obtain it through mobile phone text message or phone call. The payment can be completed only after passing the four-digit "verification code". If you do not have a reserved phone number or the reserved phone number is wrong when activating the online payment function, you can call China Merchants Bank customer service hotline 95555 for consultation.

Click here for details

Payment product type: Professional version/Public version

Processing method: The Popular version can be opened through the counter, telephone banking and online registration; the Professional version requires Go to the China Merchants Bank counter with your ID and bank card to activate the account

Limit: Credit card single transaction limit is 499.99 yuan, and the single-day limit is determined by the credit card limit; the single-transaction and single-day limit for the public version is 5,000, and the protection is activated through online registration During the period, the daily cumulative amount does not exceed 500 yuan. The protection period automatically ends 15 days from the day when the customer's cumulative online payment transactions reach 200 yuan. If the online payment function is activated by phone or at the counter, there is no protection period; the professional version is unlimited. Amount

Supported card types: credit card/debit card

Official website:

Shenzhen Development Bank

Payment product type: development card User (use card number, card static password)/Dynamic password scratch card user/Dynamic password encoder user/Digital certificate user

Processing method: Development card users apply directly through the Shenzhen Development Bank website/Password card and encoding You need to bring your ID card and bank card to the bank counter to apply for activation of both the server and the digital certificate

Limits: The daily cumulative limit for development card users is 500 yuan; the daily cumulative limit for dynamic password scratch cards is 5,000 yuan, and the daily cumulative limit for dynamic password scratch cards is 5,000 yuan. The card can be used 28 times. After use, you need to go to the bank counter to renew the card; there are no limits on encoders and digital certificates

Supported card types: debit cards

Official website :/

Pudong Development Bank

Payment product type: digital certificate version/dynamic password version

Processing method: Go to the bank with your ID card and bank card or passbook Counter activation

Limit: No limit for digital certificate version; daily cumulative limit for dynamic password version is 50,000

Supported card types: debit card/passbook/quasi-credit card

Official website:

Industrial Bank

Payment product types: Certificate customers/non-certificate customers/Industrial e-card

Processing method: Non-certificate customers can Direct online registration and activation; Industrial e-card can be applied directly online. If you do not have an Industrial Bank card application, you need to go to the counter for confirmation; Certificate customers need to bring their ID card and bank card to the counter to activate. After activation, they need to download the certificate and apply Activation

Limit: There is no limit for certificate customers; there are two limits for non-certificate customers, 1,000 and 5,000, which are chosen by the customer when activating the online shopping function; the e-card limit is accumulated to 5,000 yuan per day

Supported card type: debit card

Official website: /

Postal remittance

Payment product type: Alipay ordinary account/Alipay account with SMS reminder activated /Alipay account with digital certificate installed

Processing method: Go to a postal remittance network outlet to make online payment and remittance, and set your own remittance password

Limit: the maximum limit for a single money order receipt It is 2,000 yuan. There is a limit on the number of postal online recharge e-recharges, 1 time/day for ordinary accounts; 3 times/day for accounts that have opened SMS reminders; unlimited times for accounts that have installed digital certificates

Supported Card type: No postal account is required

Postal green card

Payment product type: Regular version

Processing method: Just register directly on the postal website

Limit: daily cumulative limit of 300 yuan

Supported card type: Postal Green Card

Pudong Development Bank B2B

Payment product type: Pudong Development Company Account ( Pudong Development Bank Corporate Online Banking is required)

Processing method: Use Alipay Corporate Online Banking payment channel to make payment. You must first activate Pudong Development Bank Corporate Online Banking. How to activate, please refer to /entbanlixuzhi.html

Limit : Customers set by themselves

Supported card types: Shanghai Pudong Development Bank account

VISA

Payment product types: regardless of version

Processing method : Please make sure you are a user who opened an account in Hong Kong, and make sure your international visa card has passed visa verification. Alipay only supports verified visa cards for password-protected payments.

How to activate visa verification? Generally, there are two ways: self-service registration on the issuing bank's website and activation at the counter. Please consult your card-issuing bank for specific information

Limit: the single payment amount must not be less than 1 yuan, and the daily limit is for customers Customize