Basically, it takes 10 working days to complete the credit card review. Compared with other banks, hengfeng bank's audit cycle is shorter and easier to approve. After approval, the bank will make a card for the applicant and send it by courier according to the mailing address. The maximum delivery time is 7 days, depending on the delivery method selected.
Hengfeng bank credit card application conditions:
1. The age of the main card applicant must be 18 to 65 years old, or 25 to 65 years old if it is an overseas person;
2. The applicant has a stable job and a fixed income source, and has the ability to repay credit card bills;
3. The applicant's credit information is good, and there is no bad credit record such as overdue;
4, the applicant's education shall not be lower than junior college or equivalent;
5. The applicant shall meet other application conditions of the Bank.
In addition to credit cards, users in need can also consider borrowing from some reliable online lending platforms. BAT's three major credit products are all "hard enough in the background" and are relatively reliable. Borrowing is the credit product of Ali Ant Financial, micro-loan is the credit product of Tencent Weizhong Bank, and money flower is the credit service brand of Baidu Finance.