The handling fee is 5000X0.6%, and the principal is 5000÷9 = 30555.56 = 585.56 yuan. The calculation formula of the 5000 installment fee for the credit card of Agricultural Bank of China is: 5000 installment fee rate, 3, 6, 9, 12, 18 and 24, and the installment fee rates are 0.8 yuan, 0.75 yuan, 0.72 yuan and 0.75 yuan respectively.

Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back.