To apply for a card by card, you can apply online or go to the counter.
Generally, when applying for a card-based business, the cardholder can use the original credit card as proof of financial resources and the original ID card, so that he or she can apply for a new credit card at another bank. Some banks will require you to submit a copy of your ID card, a copy of your credit card, and proof of financial resources when applying for a card. Cardholders generally need to use the original credit card for more than 6 months before they can apply for card-based card processing at another bank.
Extended information:
Credit card application conditions
①domestic residents (please provide ID number): aged 18 to 60 years old;
②Have a stable career and income, good credit and the ability to repay on time
Application materials
1. Proof of identity: usually an ID card (if you are using a new version of the identity card) Certificate, a copy of the front and back is required), military personnel need to provide a copy of the military certificate;
2. Work certificate: It can be the original work certificate issued by the unit where you are employed (please indicate the specific company name, department, and position) and income status, and stamped with the company's official seal or personnel seal), or a copy of the original and marked work permit/plate that has been verified by the promoter;
3. Proof of financial resources: it can be a salary record issued by a bank. , or income tax withholding certificate, or documents proving the market value of houses, cars, deposits and investments (such as copies of real estate certificates/car driving licenses/bank time deposit certificates) and other materials that can prove the level of financial resources.
4. Other documents available for reference include: social insurance personal account list for the past 6 months, water and gas bills, credit card bills from other banks, etc.
If you are a self-employed individual, you can provide your individual business license and tax bills for the past three months, and you can also provide other proof of your financial resources: income tax withholding certificate; copy of your own property certificate; your own car Copy of driving license; bank deposit certificate and other documents that can prove financial level.
Data source: Baidu Encyclopedia—China Merchants Bank Credit Card