I. Cash withdrawal fee:
Withdrawal, transfer and recharge of cash borrowed by the Bank in China: 65,438+0% of the transaction amount, with a minimum of 65,438+0 yuan.
Cash withdrawal, transfer and recharge by other domestic banks: (65438+ 0% of the transaction amount+2 yuan)/transaction, with the lowest 3 yuan.
Cash withdrawal from overseas advance: 3% of the transaction amount/transaction (VISA); (65438+ 0% of the transaction amount+12 yuan)/transaction (unionpay), with a minimum of USD 3.
Second, interest
The overdraft amount shall bear interest from the bank bookkeeping date. The upper limit of overdraft interest rate is five ten thousandths of the daily interest rate (the annualized interest rate is about 18.25%, and the actual annualized interest rate may be different from the above-mentioned annualized interest rate due to different days in a month and different repayment conditions), and the lower limit is 0.7 times of the daily interest rate.
The specific applicable interest rate is determined or adjusted according to the cardholder's credit status, card usage and other factors, and will be notified by SMS or bill. If there is any change in the upper and lower limit of overdraft interest rate, it shall be implemented according to the relevant regulations of the People's Bank of China. Credit card products are compounded monthly, and quasi-credit card products are charged monthly.
Extended data:
For overdraft transactions other than cash withdrawal overdraft and transfer overdraft in the current bill of credit card, if the cardholder repays all the due funds before the due repayment date (inclusive), it is not necessary to pay overdraft interest, and enjoys interest-free treatment from the bank bookkeeping date to the due repayment date. Cash withdrawals, transfers and transactions that do not meet the interest-free conditions shall bear interest from the bank bookkeeping date.
If the cardholder fails to repay in full on schedule, he will not enjoy the interest-free repayment period. If the company fails to repay the minimum repayment amount on schedule (the company card does not enjoy the minimum repayment amount), it shall also pay a certain percentage of overdue repayment penalty for the unpaid part of the minimum repayment amount.
Agricultural Bank of China-Charge?
Agricultural Bank of China-Interest Rules?