Question 2: How about the credit card of Guangfa Bank? The annual fee is free in the first year. If you swipe it six times in the first year, you will be exempted from the annual fee in the second year, and you will be exempted from the annual fee in the third year. By analogy, I will talk about the benefits of Guangfa Credit Card. First, the card has a long life, with five years. Second, if you are spending normally and actively, you can increase the amount by a fixed amount, and you can apply online by yourself after half a year. Third, the interest-free period is long. If you swipe your card, you can repay it after 25 days to 56 days (interest-free, the specific repayment time depends on your consumption date and billing date). Fourth, the application is easier to pass, and the amount will not be too low. As for the SMS reminder, it's free if I remember correctly. Haunted for the first time to apply for a credit card depends on what materials you provide. Generally, you don't have a car or a building. If you have a regular job, 5, ~ 1, is normal. If you have a car and a building, it's very casual to get a 23,. I use a card to apply for a card, and the card is 35,. After half a year, I applied for an increase in the fixed amount, and it rose to 48,. < P > Please accept it.
question 3: how about guangfa's credit card? The credit card of China Guangfa Bank is relatively acceptable.
Conditions for applying for a credit card:
The minimum application age stipulated by the bank is 18 years old and the maximum application age is 6 years old;
I need my second-generation ID card;
proof of work and income stamped with the financial seal of the company;
no bad credit record;
other financial proof, such as real estate, cars, stocks, bonds, etc.
credit card application process:
fill in the application form;
information for the bank itself, and a copy of the information;
the bank sends it to the credit card center;
the credit card center conducts audit, card making and card issuing;
after I get the card, I open it and wait for the password letter.
materials required to apply for a credit card:
the applicant's ID card;
the credit card application form of the application bank;
work certificate and income certificate stamped with the financial seal of the unit;
individual and private businesses need individual business licenses and tax bills for nearly three months;
other financial proof: income tax withholding certificate; Copy of self-owned real estate license; Copy of self-owned car driving license.
Question 4: What's the evaluation of Guangfa Bank's credit card? Guangfa is all kinds of pits. It is said that you can get rid of the annual fee if you swipe it for a few times in the first month. You work hard in the first month, and then you still have to deduct the annual fee of 48 first, and then return it after three months. The WeChat public good APP is super hard to use.
Question 5: What will happen if Guangfa Bank's credit card does not pay back the credit card arrears? You can't. 1. The credit card is not overdue when it expires. If it is overdue for more than three times, UnionPay will be directly blacklisted, and it can't be mortgaged when buying a house in the future, and it is displayed in the blacklist of all banks' systems. 2. Overdue credit cards will generate late fees and high interest, which is higher than usury. So it's best to return it.
question 6: is the credit card of guangfa bank good? Guangdong development bank
advantages: it can withdraw 1% cash after half a year; 56 days long interest-free period; The starting point of "Yangyangxing" is low (as long as 5); There is a 48-hour card loss guarantee;
support AliPay;
Disadvantages: there are no 8,4 telephones, and 9558 are all set up by local branches; Less outlets;
summary: suitable for friends who like full cash withdrawal and low starting point installment;
However, it is strongly recommended to apply for a China Southern Airlines card?
Question 7: How about 216 Guangfa Credit Card? Is it easy to use? 1. What are the conditions for applying for Guangfa Credit Card?
A: Personally, I don't need too high requirements. You can apply for a card by card or online, or you can go directly to the outlet if you have hardware. In addition, Guangfa supports the application of cards in different places, and there are not a few successful applications. I applied for a second batch in different places last year. At that time, I gave it 2K. It may be based on the quota of Bank of China.
2. How long is the approval period of Guangfa Card?
A: Generally, it takes 1-15 working days from applying for the card to getting the card. The fast one can get the card within 7 days, and the slow one can get it for one month. If you are in a hurry, you can call the customer service to expedite the review. However, it is not recommended to call the customer service to expedite the review, which will personally reduce the score.
3. What is the approval amount of the Guangfa card?
A: If you are a white household, it depends on your luck, ranging from 2K to 5K. Generally, it will be controlled within 2K. If you already have a credit card from another bank, you will refer to the credit line of other banks for approval. (The four major banks are more useful.)
4. The problem of curve of Guangfa Card.
A: Generally, the success of Guangfa Curve is not high. I have never tried it, but I have seen many netizens' curves unsuccessful. There are also successful cases, but they are rare.
5. The time for withdrawing the amount of Guangfa Card.
A: The first card is half a year, and the individual card is 3-5 months. It depends on your consumption situation and the number of transactions. Now half of the users mention it every three months and half every six months. Individual cases are not mentioned for more than half a year. It suggests that the comprehensive situation is not in conformity.
6. 5% of the limit of Jinpu Card is 1% of the limit.
7. The billing date of Guangfa Card can be modified.
A: Pupu Card and Gold Card can not be modified, but Platinum Card can. Once a year.
8. Guangfa Card Financial Intelligence Gold
A: Everyone basically has ordinary financial intelligence gold, but I haven't applied for it. I am afraid that after applying, It has an impact on my three-month mention. (Personally.)
To enjoy financial intelligence gold, you need to be invited by Guangfa. Basically, it is a large amount. You are not allowed to apply for it yourself.
9. Guangfa Card Gold Card applies for Platinum Card
A: Generally, you can apply for more than 15K. It's just that it's safer to apply for more than 2K.
1. How to inquire about the credit limit by SMS of Guangfa Card
A: XED can inquire about the method of not receiving the card but you want to know the credit limit.
I found last year's SMS code online:
You must use the mobile phone number registered with Guangfa Bank to send a text message to 9558 to apply for a permanent credit adjustment: XTE+ card number. 4 digits+expected amount (such as XTE1233)
Temporary amount adjustment application: XLT+ last 4 digits of card number+expected amount (such as XLT1233)
11. The activation of the first card of GDB card.
Answer: the first card activates two channels, one is to go to the outlet (which is slower), and the other is to go to the outlet.
a: absolutely, I personally tested it.
13. GDB cards have local outlets but online applications don't.
A: You can handle the card directly by phone.
14. Question about the withdrawal of GDB cards
A: Many netizens can withdraw the amount on time, whether it is three months or six months. However, some just prompt that the comprehensive conditions do not match. In this case, I personally suggest reducing the number of swipes, or even storing them in cold storage, and then don't try to raise the amount again in a month.
15. The issue of opening the card of GDB.
A: If you don't want to use the card, you can cancel or put it, so long as you don't open the card, there will be no other impact.
16. The issue of raising the amount of GDB Platinum Card
A. I've only seen a few netizens on the forum withdraw their platinum cards on time. Most of them can't. I'm a gold card and a platinum card myself. Later, I found that the platinum card is useless and I can cancel it directly. In a few days, I can withdraw the amount immediately. This is my own personal experience. However, it remains to be verified whether it is practical for everyone to withdraw the amount of platinum cards. After all, everyone's card habits, card quota, The time to use the card is different ..
17. The issue of the installment of the GDB card.
A: There are two kinds of installment, one is to occupy the quota, and the other is not to occupy the quota.
18. The issue of the independent quota of the GDB card
A: There was no independent quota of the GDB card long ago. The rules have been changed a long time ago.
19. On the issue of using ordinary financial funds for Guangfa Card.
A: As long as you use the financial funds within your own limit, it will not affect your withdrawal. If you use the funds beyond the limit, it may be withdrawn every six months, or it may be ...... > >
question 8: how can I shop on Taobao with my credit card of China guangfa bank? Follow-up: But, what I don't understand. I took a photo and the goods were received. Then how can I remit the money to someone else's account? I cried and answered: I don't think so. If you remit the money to someone else's account, Taobao merchants should not send you the goods, and there is no mistake in choosing cash on delivery. Questioning: No, I bought the virtual props on Taobao myself. I saw them at that time, and my props were received. However, I photographed them and he ordered them. Does it mean paying? Answer: Did you pop up the bank payment page when you paid? You have to fill in the card number and other information, and now most of them have to pay with password cards or network shields. Follow-up: both. I also went to the bank network to see that the money has been paid, but the owner said that it was paid on Alipay. It's not on his number. I don't even know what to do. Fortunately, we are acquaintances.
Question 9: How do you feel about the credit card of Guangfa Bank? It is still relatively fast, but the number of cooperative merchants is limited, and the withdrawal fee and installment fee are a bit high.
question 1: how about guangfa credit card? Guangfa credit card is still good