How to set up automatic credit card repayment
Automatic credit card repayment can be set at bank counters, online banking apps and third-party payment platforms. Bank counter setting: Go to the credit card bank outlet with your ID card, credit card and bank card, and set it through the bank teller. Automatic repayment requires a credit card to be bound to a savings card. After the repayment date is set, the deduction will be automatically made in the bound savings card, and the user does not need to repay manually.
online banking APP settings: take the version 8.5.1 of China Merchants Credit Card, Apple 13(IOS15.2 system) and Huawei mate4(HarmonyOS2 system) as examples. 1. After logging in to the APP, search for "scheduled repayment" on the homepage and click Enter.
2. select "RMB settings" in the new page.
3. Set the repayment period and date in the new page, and select "Full Repayment" and the order of deduction.
4. if there is no bank card bound before, you need to add a bank card to the options.
5. after adding the bank card, click "agree to the agreement and set it" below.
Third-party payment platform settings: Take Alipay version 1.2.5, Apple 13(IOS15.2 system) and Huawei mate4(HarmonyOS2 system) as examples. Alipay automatically repays: 1. Users open Alipay and search for "credit card repayment" on the home page to enter the official service.
2. Add the credit card account to be set.
3. after binding the credit card, click the credit card++to enter a new page.
4. click "more repayment methods" at the bottom of the new page.
5. select "advance repayment".
6. After setting the date of deduction, repayment amount and agreement in the new page, you can make an appointment for opening.
It should be noted that the repayment amount in Alipay should be set as high as possible, and the funds in Alipay should be sufficient, otherwise, if the set amount is not enough to repay the credit card bill in full, overdue repayment records will be generated.
in addition, you can also handle it by telephone: the user can directly dial the customer service phone number of the corresponding bank, and follow the voice prompts to switch to manual work, so that the staff can set up automatic repayment.
I'd like to remind everyone that, whether the credit card is repaid automatically or at the bank's business outlets, in a word, the due account must be paid off on time, otherwise it will be treated as overdue after the repayment period, and all credit card transaction records will be recorded in the credit information, which will cause credit stains.
How can China Merchants Bank repay automatically?
China Merchants Bank sets the automatic repayment method:
Click "My" in the lower right corner of China Merchants Mobile Bank and then click "Bank Card Settings";
Click "Associated Card" to add a credit card and a debit card respectively. You need to verify the payment password and reserve a mobile phone;
click "account inquiry" under account management;
drop down the page, find the automatic repayment under the scarlet letter "Remaining Repayment Amount", click it in, enter the card++again, and verify that it can be set to automatic repayment.
For more information about how China Merchants Bank automatically repays, go to: See more
How does China Merchants Bank set up automatic credit card repayment for other banks?
in order to meet the customers' demand for unified management of multiple bank credit cards, our bank has developed the function of "returning credit cards to other banks with one card" on the professional version and the mass version. It can realize the display of credit card bill information of other banks, real-time repayment, automatic repayment setting, SMS WeChat repayment reminder, repayment record query and other functions, and this service is free of charge for the time being (the added credit card of other banks can be my own or others'). If you have enabled the function of transfer and remittance, you can also repay the credit card of other banks through the inter-bank transfer of online banking or mobile banking, which is free of charge at present. If you have successfully added another bank's credit card through online banking, you can log in to the professional version to operate the automatic repayment of other banks' credit cards. The popular version does not support this function for the time being. Please log in to the Professional Edition, click "All-in-One Card"-"Self-service Transfer"-"Credit Card Repayment"-"Credit Card of Other Banks", and click the "Automatic Repayment Settings" button in the operation bar behind the corresponding card of other banks. If the credit card added through the mailbox is repaid for the first time or signed for automatic repayment for the first time, you need to enter the account name and credit card++to complete the information; Select the repayment amount, enter the password, check the agreement you have read, and click "OK". After the setting is successful, the system will automatically deduct the corresponding amount from your one-card for repayment two days before the repayment date. If you need to cancel this function, you can also follow the above menu process.
how to set the automatic repayment of China Merchants Bank's credit card
Operating environment:
Brand model: iPhone13
System version: iOS15.
app version: v8.5.11
First, download China Merchants Bank's credit card investment life app, log in to your personal account, click My on the homepage, find the repayment query and click, and then find the automatic repayment.
after successful setting, the system will automatically make repayment every repayment date. It should be noted that on the repayment date of China Merchants Bank's credit card, sufficient repayment amount needs to be transferred to the repayment bank card to make the automatic repayment successful, otherwise the deduction will fail.
On December 3, 22, China Merchants Bank officially issued the first international standard dual-currency credit card in China, which opened a new era of credit card consumption for Chinese people. After more than ten years of struggle and growth, China Merchants Bank Credit Card has formed three visions of "being the best payment experience provider in China, the best consumer finance expert in China, and the leading diversified marketing platform in China", and has also won many honors.
adhering to the business philosophy of "it changes with you", China Merchants Bank's credit card constantly refreshes the cardholder's experience by virtue of product innovation and service upgrade, making it a leading brand in the credit card industry.
In recent years, China Merchants Bank has actively sought digital transformation of its credit cards, forged ahead, pioneered the construction of financial Internet, and created a technological legend in the domestic credit card industry.
Product description:
First choice for graduation:
China Merchants Bank YOUNG Card (Youth Edition): a phenomenal product for young people under the age of 3 (non-students), which is still the first choice for college students' credit cards after graduation. YOUNG card has accompanied countless young people in their youthful years of struggle, and has been the favorite credit card for double 11 users for three consecutive years.
China Merchants Bank Constellation Guardian Credit Card: Constellation Guardian Credit Card has a profound, high-value and almost artistic card design, which is a benchmark for China Merchants Bank Credit Card to rethink the way to connect with young users in the second half of the credit card. Less than one year after listing, the number of cards issued has exceeded one million.
fan-only:
HelloKitty fan card of China Merchants Bank: Since 26, China Merchants Bank Credit Card has started the "lovely journey" of HelloKitty fan cards, and has successively launched many lovely card faces, such as in the mood for love card, cardamom card, Tang suit greeting card and so on, which well fits the personality and aesthetics of contemporary young women and brings more choices to female cardholders, and has become a landmark product of China Merchants Bank Credit Card.
Cherry Maruko Fan Card of China Merchants Bank: In 29, China Merchants Bank launched the Cherry Maruko Fan Credit Card, which used financial products as a platform to gather various ethnic groups with similar life concepts and hobbies for emotional marketing and precise marketing. In 218, China Merchants Bank launched two Qvanxian Zhang Cherry Maruko fan credit cards-Cherry Maruko Fireworks Card and Cherry Maruko Flower Season Card to meet the differentiated needs of young fans.
China Merchants Bank Navigator Credit Card: China Merchants Bank ONEPIECE Navigator Credit Card (also known as One Piece Credit Card) is a fan credit card product jointly issued by China Merchants Bank and Toyo Animation Japan. It aims to launch customized products and exclusive benefits to meet the emotional and consumption needs of young customers by combining major IP and brands that young people like.
China Merchants Bank Doraemon Fan Card: China Merchants Bank launched the world's first international standard credit card with the theme of Doraemon, which was specially tailored for China fans by ——FujikoPro, the original company of Doraemon, fully demonstrating China Merchants Bank's strategic thinking and originality in the road of themed and fashionable credit card management.
Hatsune Miku Fan Credit Card of China Merchants Bank: China Merchants Bank actively uses new technology, embraces Fintech, and launches Hatsune Miku AR co-branded credit card. Relying on AR technology, Hatsune Miku can break through the dimensional wall and cross the virtual world to reach reality, thus meeting the demand of zero-distance contact between fans and idols.
how to set up automatic repayment for China merchants bank credit card?
hello! Automatic repayment setting way: log in to credit card online banking, and click "repayment management" → "automatic repayment setting". You can also set it by phone, dial the credit card service hotline, verify your identity, press 3 to enter "Card Opening and Password, Bill Delivery Method, Automatic Repayment Settings", and then press 5 to enter "Automatic Repayment Settings". If you have set the automatic repayment function of one card, the card is in your own name (the card number and certificate type must be the same as the credit card) and there is enough current balance. After 17: on the due repayment date, our bank will deduct money from the one-card according to your settings (full or minimum). You can check the transaction status of the one-card after 22: . If you choose the automatic repayment method and then repay through other channels, the system will deduct the insufficient (less than the minimum or less than the full amount) part from the card on the last repayment date. If the balance of the automatic repayment account is insufficient, the system will deduct the balance of the debit account to "" yuan, and then it will not be automatically deducted. You need to repay it to your credit card yourself. Warm reminder: Please don't deposit money in the credit card on the day of deduction, so as to avoid repeated deduction. SMS prompt for automatic deduction is usually sent on the second day of deduction. Set the next day to take effect.
That's enough for the introduction of automatic repayment settings of China Merchants Credit Card.