There are two ways to log out.
1. Apply to cancel your credit card over the phone.
Users who need to cancel their credit cards can call the Hua Xia Bank credit card customer service hotline (4006695577), ask the staff to cancel the card, and inform the card number. After the information is successfully verified, the card cancellation process will be processed for you.
2. Bank branches cancel credit cards.
Users can directly hold a Hua Xia Bank credit card and go to a nearby bank branch to cancel the credit card at the counter.
Notes on cancellation of Hua Xia Bank credit cards:
When applying for account cancellation, the main cardholder should cancel all main cards in the account together with the account cancellation. If you only cancel the supplementary card, the use of the main card will not be affected, and other cards in the account will not be changed. If the card has not expired, you should apply for account cancellation first, and then go through the specific procedures for account cancellation thirty days later. The annual fee charged by Party A is not refundable; if the card has expired for thirty days, you can directly handle the account cancellation procedures.
Extended information:
Notes on credit card cancellation
1. After canceling a credit card, confirm whether the cancellation is successful
When submitted There is generally a cycle between applying for a card cancellation and successfully canceling the card. This cycle is called the "card cancellation cycle". In this cycle, in order to avoid problems with bad debts, banks allow cardholders to settle all outstanding debts within the cycle. The "card cancellation cycle" is generally 45 days.
During the card cancellation period, in addition to being able to make normal repayments, the canceled credit card cannot be used. If the canceled credit card still owes money, and you have not repaid it within the card cancellation period. , then even if you cancel the card, you will still be included in the credit blacklist.
2. Destroy the magnetic strip after canceling the card
After cancellation, the credit card still retains a lot of personal information, which may be stolen if you are not careful. Therefore, after the card is deactivated, the magnetic strip must be cut and scraped.
Hua Xia Bank-Credit Card Terms and Conditions