The two ways to buy a car in this question are very cost-effective, and the comparison is as follows:

The advantages of buying a car with a credit card are

1, with simple procedures and short approval time.

2, credit card installment car purchase has preferential activities to participate.

3. It is most convenient to directly brush a small amount (in line with the quota) and the interest rate is the lowest. The comprehensive annualized interest rate of credit card installment fee is generally around 9%.

The annual interest rate of car loan is generally around 3% ~ 5%, and the bank loan interest rate is the lowest, but the application threshold is high. In addition to the necessary application materials, you need to provide proof of property or a third-party guarantee, and you can apply if you meet the bank application conditions.