As long as you apply for the bank's credit card installment, you can repay in installments. After application, you can repay the amount according to the amount payable in each installment according to the user's usual repayment habits.

Taking China Construction Bank as an example, the application method for credit card installment repayment is as follows:

1. WeChat application: follow the "CCB Electronic Banking" public account; also You can bind a credit card and click "Credit Card" - "Bill Installment" - "Click here to apply for installment".

2. SMS application: Use the mobile phone number reserved at CCB, edit the text message "CCZZ#last 4 digits of card number#amount#number of periods" and send it to CCB customer service number to apply for installment repayment.

3. Mobile banking application: Enter "CCB Mobile Banking", click "Credit Card" - "Bill Installment Application" and fill in the prompts.

4. Online application: Log in to the official website of China Construction Bank. For personal online banking users, please click Apply for Bill Installment and select "Credit Card Inquiry - Select Card Number - Query Issued Bills - Apply for Bill Installment".

5. Telephone application: Call the CCB credit card customer service number, enter the card number and follow the prompts.

Notes on CCB credit card installment repayment:

1. Understand the number of installments and handling fees: Before applying for credit card installments, you must calculate the number of installments based on your own economic situation. , if the installment is too short, the repayment pressure will be high, and if the installment is too long, you will suffer more, because the longer the installment, the more the total handling fee will be charged.

2. Once the installment is successful, it cannot be canceled. Once the application for the Construction Bank credit card installment is successful, it cannot be canceled. Even if you have enough ability to repay all the arrears, all the previous handling fees will have to be paid. All paid.

3. The handling fee for early repayment is non-refundable. When applying for installment, the handling fee needs to be paid in one go. The handling fee cannot be changed, and the handling fee will not be reduced even if the loan is repaid in advance.