Industrial Bank credit card can be used for loans.

Industrial Credit Card launches cash installment business to meet small capital needs. You can withdraw cash within the credit card's cash advance limit and repay it in installments. You can choose from 3, 6, 12, 18, 24, and 36 installments at your convenience. The handling fee standards for each installment are as follows:

Note: The handling fee collected by installments is equal to the total installment principal multiplied by the monthly handling rate, and will be recorded in the accounts on each billing date after the installment; one time The handling fee charged on a recurring basis is equal to the total installment principal multiplied by the installment handling rate, and will be recorded in the account in one go on the first billing day after the installment. Extended information

Annual fee-free policy: Swipe the Gold Card 5 times to waive the annual fee for the following year

Cash advance handling fee: RMB: 2 of the cash advance amount, minimum RMB 20 yuan/transaction (regardless of the same city or different place). Foreign currency: 2% of the cash advance amount, minimum USD 2 yuan/transaction (regardless of the same city or different place)

Multiple account management: limit ***enjoy independent repayment on the billing day

Instalment business: Supports installment business; interest-free installments (3, 6, 12 installments) for specific merchants, bill installment business (not limited to commodities, not limited to merchants, 3, 6, 12, 18, 24 installments), Single consumption installments (3, 6, 12, 18, 24 installments, if a single consumption exceeds 100 yuan, you can apply for it through credit card online banking, mobile banking and customer service phone).

Billing date: Depending on the card type, the billing date that can be selected is different, and the cardholder can change it every six months

Industrial Bank Credit Card - Cash Installment