Today’s young people use their credit cards whenever they have a disagreement, some for doing business and some for their own consumption. Little do they know that they owe more and more money. When you cannot afford the debt, you will be sued. Can I not go to court? What should I say when I go to the site? What should I do if I still can’t get there? Next, let’s take a look at the introduction provided in this article! Should I go to court for a credit card lawsuit? What will be said at the scene

In court, all you need to do is:

First, be sincere;

Second, Negotiate with the bank.

Remember, the purpose of the bank is to make you pay back the money, not to put you in jail! Therefore, as long as you can come up with an attitude and plan to repay the money, banks and courts will be lenient.

You can make several requests and methods to the bank:

1) Appropriately reduce your repayment interest;

2) Appropriately lengthen your repayment Period;

3) Appropriately impose some small penalties;

As long as you give the bank and the court a so-called repayment plan, they will basically not do anything to you. For example, for a capital of 70,000 yuan, you can repay it in installments over a period of 1 to 2 years, and pay back about 3,000 yuan every month, and the problem will be solved. What should I do if I am sued for owing a credit card and still cannot pay it back?

If you do not have the ability to repay, then there is no need to worry too much. It might be a good thing for the court to handle it.

After the credit card debt that just occurred, there will definitely be many different ways of collection, and it may even be collected by an outsourced third party. In this case there is certainly no trouble.

Therefore, through the intervention of the court, you can clearly explain your assets and liabilities, as well as your normal income and expenses, and negotiate with the bank a repayment method acceptable to both parties. In the future, you only need to work hard to repay the money according to this repayment method, which at least reduces unnecessary collections. What should you do if you are sued by the bank?

It is not the main purpose of the bank to sue you. The bank also wants you to repay the loan as soon as possible. You should take the initiative to contact the bank and conduct a debt negotiation. It depends on how to solve this debt, make installments, or extend the time, instead of not answering the phone, saying bad words, and simply not paying back, because all your overdue records will be reported to the central bank by the bank or financial institution. Credit report, if you want to buy a house or a car in the future, if you are considering a loan, then this will definitely not work. As well as future water and electricity bills, taking high-speed rail, airplanes, trains, etc., your ID card will be swiped. If you say that you are really bad, you have broken your trust. People, then these public institutions will say no to you, so you must love and cherish it, be honest and trustworthy, do not overstay your stay, and come ashore as soon as possible.