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Do you use your credit card often?

When I was young, because I was high-spirited, it was not a problem to pay off the credit card in one month. I could use the credit card to make purchases in advance, but as I got older, I would cancel it. The pressure was too great and the cost of living was too high. It’s high, and I have to pay off the car loan and house loan. So I don’t recommend applying for a credit card at this time. Unless you have a fixed monthly income

So unless you have a fixed income you can do it