Hello, cash advance will generate corresponding handling fee and interest (1). Handling fee: Cash borrowed overseas (including Hong Kong, Macao and Taiwan) is charged at 3% of each advance, with a minimum of 30 yuan RMB or US$ 3 per advance. (2) Interest: Cash advance transactions are not interest-free. From the trading day, interest will be charged at the daily rate of 0.5 ‰ until the settlement date, and the interest will be compounded monthly. Compound interest, that is, the interest generated last month, should also be recalculated.

The credit card cash advance limit is set according to your card usage, which is included in the credit limit of the credit card, and the withdrawal limit generally does not exceed 50% of your credit limit. In addition, according to the relevant regulations of the People's Bank of China, the daily accumulated cash advance of each card in China does not exceed RMB 2,000; The daily cash advance of each overseas family shall not exceed the equivalent amount of US$ 65,438+0,000, US$ 5,000 within 65,438+0 months and US$ 65,438+0,000 within 6 months.

If you have any questions about other credit cards, please contact QQ Corporate Customer Service (4008205555) or WeChat (Credit Card Center of China Merchants Bank). Thank you for your concern and support for China Merchants Bank!