Did you directly choose the installment plan for Taobao, or did you handle the installment plan for CCB later?

if Taobao is directly phased, please refer to the tips on the payment page for the handling fee.

if it is the consumption installment of CCB, you can choose 3 installments, 6 installments, 12 installments, 18 installments and 24 installments (one installment per month), and the corresponding handling fees are .7%, .6%, .6%, .6% and .6% respectively. (Monthly handling fee = total installment amount * handling fee rate).

divided into 18 installments, and the principal payable in each installment is 4/18=222.22 yuan. The monthly handling fee is 4*.6%=24 yuan

, that is, the monthly repayment is 246.22 yuan.