After the credit card application is approved, the billing date for one month will be determined for you, not necessarily the 25th. Please refer to the actual billing date.

The above contents are for your reference. Please refer to the actual business regulations.

How to calculate the repayment period of CITIC Credit Card?

The last repayment date of CITIC Bank's credit card refers to the latest repayment time agreed in the current bill after the bill is settled. The final repayment date of CITIC Bank's credit card is 19 days after the bill date (except for business cards and rebate cards). For example, if the bookkeeping date of each month is 10, the 29th of each month (inclusive) is the due repayment date.

Billing date: it is the date when the bank issues the consumer bill to the cardholder every month.

Maturity repayment date: refers to the maturity date of the repayment period corresponding to each billing cycle of the bank.

Interest-free repayment period: the interest-free repayment period is from the bank bookkeeping date to the due repayment date stipulated by the bank.

The interest-free period of CITIC Bank's credit card is 50 days at the longest and 20 days at the shortest. Cardholders can enjoy different interest-free periods on different credit card consumption days, and the longest interest-free period can be enjoyed on the day after the bill.

Extended data:

The monthly billing date of CITIC Bank's credit card is generated by the system, which is fixed for each cardholder and cannot be changed. First of all, we must know the user's own billing date and consumption cycle before we can figure out how many days there are interest-free periods. The length of the interest-free period varies with the consumption time.

The installment of CITIC Bank's credit card bill is an agreed repayment period in advance, and the repayment form and installment times are fixed, so the handling fee amount can be clear;

The minimum repayment amount is a relatively free repayment method, the term is indefinite, and the user can control the time by himself, so the interest is calculated on a daily basis (the interest is calculated from the day when the consumption is credited to the account until the day before you pay the full amount).