There is not much difference between rural revitalization cards and ordinary cards, but rural revitalization cards can enjoy certain preferential activities on platforms such as China UnionPay Express. For example, the rural revitalization card of China UnionPay Express can enjoy discounts, full reductions and other benefits when purchasing designated products. The preferential time and red envelope amount set for this activity are different in different regions.

Rural revitalization card has the same basic functions as ordinary debit card, such as deposit and withdrawal of funds, transfer, consumption and financial management. It can also be used to open online banking and mobile banking, and the bank will charge a certain fee when handling it.