Hello, the incoming application for Shanghai Pudong Development Bank credit card means that the staff of Shanghai Pudong Development Bank is reviewing the applicant's information. Generally, a credit card application goes through several stages: information review, telephone return visit, approval, card production, and card delivery. The bank reviews the user's information mainly to ensure that the user's credit report is correct and that the user has sufficient repayment ability. If the user basically meets these two requirements, the credit card application will be relatively easy to pass.