1. Yes, under normal circumstances, if your credit card debt reaches 5,000 yuan, you may face the risk of being sued.

2. Detailed description:

- Creditors can choose to recover the arrears through legal means. When a debtor fails to repay his credit card debt on time, the creditor has the right to take legal action to protect his or her rights.

- After a certain period of overdue payment, the creditor may refer the debtor's debt to a professional collection agency. These agencies may use a variety of methods, including telephone collections, written notices, and door-to-door collections, to urge debtors to repay.

- If a debtor has been chronically delinquent and the creditor believes there is little hope of reasonably recovering what is owed, they may initiate proceedings to take the debtor to court. In court, both parties will argue about the debt, and the court will ultimately decide whether the debt needs to be repaid.

3. Summary:

Generally, if the credit card debt reaches 5,000 yuan, you may face the risk of being sued. Creditors can recover the money they owe through legal means, including turning the money over to collection agencies and filing lawsuits.

4.

Extended information:

- In the collection process, communication between creditors and debtors is very important. Debtors should actively communicate with creditors and try their best to reach a repayment agreement with them to avoid further legal disputes.

- If the debtor is indeed unable to repay the debt, he may consider negotiating with the creditor to formulate an amortization plan or seeking professional legal assistance.