1. First-year annual fee exemption policy: Bank of Communications credit cards (gold cards and ordinary cards) are directly exempted from the annual fee in the first year.
2. Annual fee-free policy for the following year: According to the regulations of Bank of Communications, the annual fee for the following year can be exempted if you swipe your card six times in this year. The annual fee-free period of credit cards is not in natural months or years, but 12 months after the card is issued.
3. Effective swipe times: The annual fee can only be waived if the Bank of Communications credit card reaches a certain effective swipe times. This effective swipe number refers to the cardholder's swipe spending in supermarkets, shopping malls and other physical stores, including online transactions.
Extended data:
Like all banks, Bank of Communications has issued different credit card types, and the annual fees involved are different according to different card types. There are several levels of transportation credit cards, such as ordinary cards, gold cards and platinum cards. The higher the level, the more expenses. The specific charging standards are as follows:
1. Dual currency card: the main gold card is 200 yuan, and the subsidiary gold card is 100 yuan; Puka Master Card 140 yuan, Puka Deputy Card 70 yuan.
2. RMB card: the main gold card is 65,438+020 yuan, and the subsidiary gold card is 60 yuan; 80 yuan, the main card of Puka, and 40 yuan, the deputy card.
3. Platinum card: the basic annual fee of the main card is 65,438+0,000 yuan, and the supplementary card is exempt from the basic annual fee. The standard credit card of Bank of Communications has two levels: ordinary card and gold card. The annual fees are 80 yuan/card/year and 120 yuan/card/year respectively.
Baidu Encyclopedia-Bank of Communications Credit Card
How much is the annual credit card fee of Bank of Communications?
Bank of Communications charges different annual fees for different credit cards, and the fees are as follows:
Dual-currency card: the annual fee of the main gold card is 200 yuan, and the annual fee of the subsidiary gold card is 100 yuan; Annual fee of Puka Master Card 140 yuan, and annual fee of Puka Subsidiary Card/70 yuan.
Rmb card: annual fee of the main gold card 120 yuan, and annual fee of the subsidiary gold card (60 yuan); The annual fee of Puka Master Card is 80 yuan, and the annual fee of Puka Subsidiary Card is 40 yuan.
Multi-card: the annual fee for the main card is 80 yuan, and the annual fee for the auxiliary card is 40 yuan.
Platinum MasterCard: basic annual fee 1000 yuan.
Platinum supplementary card: free of basic annual fee.
There is no annual fee for the Bank of Communications credit card in the first year. As long as you swipe your card six times in one year, you can waive the annual fee for the next year.
Bank of Communications credit cards are also a group of people with high living standards who are willing to try new consumption habits. "Bank of Communications Pacific Credit Card is a credit card product created by Bank of Communications by introducing advanced technology and management from HSBC.
It combines global and local advantages, advocates a brand-new consumer culture and card experience with the theme of "China Global Card", and provides preferential and thoughtful services around the world.
Network card handling refers to the way to complete a series of matters such as application, registration, audit and authentication of credit cards with the help of the Internet. Because of its advantages of quickness, convenience and safety, it has become a business that banks are scrambling to carry out. Bank of Communications Credit Card is also vigorously promoting the online card through a series of preferential activities.
Super network card processing: During the period from September 30th, 20 13 to June 30th, 20 13 and February 30th, 3 1 year, all new customers who submit their applications online through the credit card website of Bank of Communications and successfully issue their credit card master cards can get a credit card bonus of RMB 100 and enjoy free express delivery.
Haoxiangdai
The new credit card installment business launched by Bank of Communications provides bulk consumer credit support with high exclusive quota (maximum 1.5 million) and convenient service process. After the loan is signed, when the consumption reaches the set initial transaction amount, the system will automatically stage it. The longest repayment period is 24 months, and the highest monthly handling fee is only 0.72%.
The biggest red Friday
"Red Star Period Five" is a credit card of Bank of Communications, based on the rigid demand of urban groups for Friday consumption. It is also the first marketing brand initiated by Bank of Communications in the industry to appeal to single-day consumption.
Integral amusement park
Points Paradise is also the integral mall of Bank of Communications Credit Card. Here, customers can redeem points or buy what they want by swiping their cards. But it is also different from the mall, because users can combine the points of multiple Bank of Communications credit cards into their own names, which can greatly help customers reduce the waste of points.
Is there an annual fee for the credit card of Bank of Communications?
Bank of Communications credit card annual fee collection standard:
1. Dual-currency card: Gold card: main card 200 yuan, and auxiliary card 100 yuan; Ordinary cards: main card 140 yuan, and auxiliary card 70 yuan.
2. Renminbi cards: Gold card: main card 120 yuan, 60 yuan Puka: main card 80 yuan and auxiliary card 40 yuan.
3. Doka: the main card is 80 yuan, and the auxiliary card is 40 yuan.
4. Platinum card: main card: the basic annual fee is 65,438+0,000 yuan (it will be charged immediately after the card is verified, and the optional service fee will be charged separately). Secondary card: free of basic annual fee (optional service fee will be charged separately).
5.Y-POWER card: dual currency card: 140 RMB card: 80 yuan.
6. Wal-Mart dual-currency card: gold card: main card 150 yuan, and auxiliary card 70 yuan; Puka: The main card is 75 yuan, and the auxiliary card is 38 yuan.
Extended data:
Preferential policies for annual fee reduction of credit cards of Bank of Communications:
(1) Puka and Gold Card: the annual fee is unconditionally waived in the first year, and the annual fee in the following year can be waived if you swipe your card six times in that year;
(2) Platinum Card: At present, the annual fee of Bank of Communications Platinum Card is charged on the first billing day after the account is activated.
However, Bank of Communications will also launch a platinum card free annual fee discount. At present, the new residents have successfully applied for the designation of the Bank of Communications Platinum Card. Within 45 days from the date of card inspection, they will spend at least 3 times at a price of 65,438 yuan+0.68 yuan each, and the annual fee for the first year will be exempted. Participating in the "20 18 Platinum Card Ranking Free of Annual Fee" activity can exempt the annual fee of the following year.
In addition, Bank of Communications will also launch a special platinum card annual fee reduction activity. It is recommended that you consult the bank staff or customer service in detail before handling the card.
Bank of Communications-Credit Card Fee Description
What is the annual fee for the standard credit card of Bank of Communications? Did you get the annual fee-free strategy?
When applying for a credit card, it is important to know the annual fee. After all, the annual fee is not a small sum. The higher the level, the more you collect. But now most credit cards have an annual fee-free policy. Are you clear? Many friends still don't understand the annual fee standard of Bank of Communications standard credit card and the related annual fee-free policy. Let's have a look!
What is the annual fee for the standard credit card of Bank of Communications?
The standard credit cards of Bank of Communications are divided into single-currency cards and dual-currency cards. At the same time, there are differences between ordinary cards and gold cards according to credit card grades, as follows:
Bank of Communications Standard Credit Card (UnionPay): annual fee of 80 yuan/year.
Bank of Communications standard credit card (UnionPay +VISA): annual fee 140 yuan/year.
Bank of Communications Standard Credit Card Gold Card (UnionPay +VISA): annual fee of 200 yuan/year.
The above are the annual fees for the main card. If there is a secondary card, it corresponds to 50% of the annual fee of the main card.
Bank of Communications Standard Credit Card Annual Fee Free Policy
All credit cards of Bank of Communications (except platinum cards) are exempt from annual fees in the first year, and the annual fees in the following year are exempted after spending six times. The annual fee for the third year can be waived six times in the second year, and so on.
It should be pointed out that:
1. The annual fee period of the Bank of Communications standard credit card is calculated from the date of issuance, which is not a natural year.
2. Whether the Bank of Communications credit card is activated or not, the annual fee for the Pacific Dual Currency Card is 140 yuan, and that for the Gold Card is 200 yuan.
Therefore, if you don't want to use the credit card that has already applied for Bank of Communications, don't put it there, activate it first and then cancel it, so you can avoid the annual fee.
I believe everyone will understand the question of "how much is the annual fee for the standard credit card of Bank of Communications". The annual fee of credit card is not much, but it can be saved completely, and flying legs are also meat!
How much is the annual credit card fee of Bank of Communications? How many times a year?
1, the annual charge standard of Bank of Communications' credit card is completely the same, and the current charge standard is:
Gold card main card: RMB 200 yuan per year, and gold card supplementary card: RMB 100 per year; Master card of Puka: RMB 140 yuan per year, and the master card is accompanied by 70 yuan every year.
2. The Bank of Communications credit card is exempt from the annual fee in the first year (except platinum card), and the annual fee in the following year can be exempted by swiping the card six times a year. Alipay recharges and counts the consumption times.
3. If the Bank of Communications credit card is not opened, the annual fee will be exempted in the first year and charged in the second year. Therefore, if you have an unopened Bank of Communications credit card, please cancel it in time.
Bank of Communications Credit Card is a credit brand product jointly launched by Bank of Communications and HSBC. Its user orientation is "a group of people who have ideals and pursuits for life and career, know how to enjoy, are more willing to struggle, and sometimes have the needs of studying abroad, doing business, studying abroad or traveling abroad."
Bank of Communications credit cards are also a group of people with high living standards who are willing to try new consumption habits. Bank of Communications Pacific Credit Card is a credit card product created by Bank of Communications by introducing advanced technology and management from HSBC. It brings together the advantages of global and local countries, advocates a brand-new consumer culture and card experience with the theme of "China Global Card", and provides preferential and thoughtful services around the world.
Reference link: Baidu Encyclopedia _ Bank of Communications Credit Card
That's the end of the introduction of the annual fee for transportation credit card.