At present, there are many Shanghai rural commercial loan apps on the market, including:
1. official APP of Shanghai rural commercial bank: the official APP of Shanghai rural commercial bank provides services such as customer login, balance inquiry, account transaction, payment, loan and wealth management;
2. Shanghai Rural Commercial Bank Loan app: Shanghai Rural Commercial Bank Loan app provides customers with services such as applying for loans, inquiring about loan progress, viewing loan information and managing loans;
Third, Shanghai Rural Commercial Bank Credit Card app: Shanghai Rural Commercial Bank Credit Card app provides customers with services such as inquiring about credit card balance, inquiring about credit card transaction details, inquiring about credit card fees, and inquiring about credit card points;
4. Shanghai Rural Commercial Bank Wealth Management app: Shanghai Rural Commercial Bank Wealth Management app provides customers with services such as wealth management product inquiry, wealth management income inquiry, wealth management expense inquiry and wealth management product purchase;
Verb (abbreviation of verb) Shanghai Rural Commercial Bank Online Banking app: Shanghai Rural Commercial Bank Online Banking app provides services such as customer login, balance inquiry, account transaction, payment, loan and wealth management to meet the diversified needs of customers.
Second, the card of the software rural commercial bank can be used for loans.
Nothing is unacceptable.
Third, can rural commercial bank app Fu E loan be borrowed on Saturday?
No, because the bank is closed on Saturday.
Loans through formal channels, don't trust other channels.
E-loan of rural commercial credit needs a platform to rate individuals, verify the loan amount and issue loan vouchers. Users who meet the conditions of bank loans will issue loans after approval, and borrowers will repay them on time.
Loan conditions: the borrower is a citizen of People's Republic of China (PRC); The purpose of the loan is clear and legal; The amount, duration and currency of the loan application are reasonable; loan
The borrower has good credit status, good moral quality, law-abiding and no major bad credit record; Have a stable income, open a current deposit account in the village credit cooperatives, and provide effective guarantee and mortgage (pledge) guarantee recognized by the rural credit cooperatives; Other conditions required by the lender.
Personal production and operation loans shall not be used for the following purposes except meeting the above conditions: production and operation activities that do not meet the national industrial and environmental protection policies; Bad financial debts paid off by restricted and eliminated customers of the Bank.
4. What is the rural commercial bank intelligent e-link?
Rural commercial bank "Smart E- Mobile Banking 4.0", which uses financial technology capabilities such as big data, biometrics and image recognition to intelligently upgrade and reshape business processes, comprehensively upgrade electronic banks such as personal online banking and corporate online banking, and continuously improve customer experience and enhance the efficiency of financial services. The new version of e-banking launched this time is based on serving urban and rural residents, communities and surrounding merchants, aiming to promote the mobility, intelligence and scene of financial services and comprehensively enhance the user experience.
First, a variety of layouts can be switched at will to create a unique urban and rural version. The upgrade of Smart Electronic Mobile Banking 4.0 adopts personalized customer service strategy, providing exclusive layout and personalized experience services for different customer groups such as youth, the elderly and business people in different urban and rural areas, and launching urban smart version, rural smart version, urban simple version and rural simple version. Customers can choose different styles at will, master common functions with one hand, and realize what you see is what you get.
Second, the integration of regional financial services and daily life. Through the introduction of functions such as aging service and social security payment, we will strengthen online accurate marketing and interaction and enhance customer activity. In the "Smart Edition", four sections of "Home Page, Wealth, Life and Mining" are set up, focusing on creating financial, life and government services, supporting rural commercial banks within their jurisdiction to customize their own pages, introducing local life and community services, and making it easier for customers to find local financial and life services with the help of intelligent information push.
Third, the service information is more perfect and the interactive channels are more abundant. Support rural commercial banks to carry out online business activities and independently publish financial management, information and agricultural news services. To provide customers with a localized and characteristic communication and interaction platform. By embedding the service outlets of rural commercial banks, the interaction channels between banks and customers are more abundant, and the customer experience is more sense of belonging.
Fourth, apply biometric technology to create a new experience of mobile finance. Intelligent electronic mobile banking 4.0 uses biometric technology to open an online registration channel to realize the "de-counter" of account opening; Introduce biometric technologies such as fingerprint, gesture password login, face and authentication tools such as SMS armor to improve the security and convenience of mobile banking; Introduce the latest product recommendation, intelligent reminder and other functions to serve customers more intelligently.